Ashtabula County property record for 4825 Lake Rd W, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,861 sqft · built 1995 |
| Lot Size | 0.624 acres (27,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Aug 2021) |
| Tax Bill | $13,287 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-030-10-006-00 |
| Primary APN | 48-030-10-006-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| Gross Area | 3,218 sqft |
| 1st Floor Area | 552 sqft |
| Basement Area | 909 sqft |
| Family Room | Family Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,181 sqft (0.624 acres) |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 448 sqft |
| Deck Area | 448 sqft |
| Patio Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4825 LAKE RD W |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 |
| Legal Subdivision | THE CONNECTICUT WESTERN RESERVE SURVEY |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 603 |
4825 Lake Rd W is owned by two individuals who bought it in August 2021.
Source: Ashtabula County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 4110, CARMEL, IN 46082-4110 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage SEVEN SEVENTEEN CU INC |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on File |
| Deed Sale | Aug 6, 2021 · Amount on File |
| Prior Sale | Aug 16, 2016 · Amount on File |
| Deed Document Number | 20219636 |
| Deed Book / Page | 746 / 2382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Aug 6, 2021 |
| Property Address | 4825 LAKE RD W, ASHTABULA, OH 44004-2064 |
| Document Number | 0000009636 |
| Book / Page | 746 / 2382 |
| Map Reference | VOL 618 PG 1245 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 202100009636 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | VENTURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4825 LAKE RD W, ASHTABULA, OH 44004-2064 |
| Document Number | 0007462386 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 746/2386 |
| Name | SEVEN SEVENTEEN CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 4825 LAKE RD W, ASHTABULA, OH 44004-2064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BCHH INC |
| Name | Verified Name |
|---|
| Document Number | 0000008546 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 717/255 |
| Instrument | 202000008546 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 4825 Lake Rd W was $13,287.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,287.00 | $158,730 Land $44,840 Building $113,890 | $453,500 Land $128,100 Building $325,400 |
| 2023 | $7,462.00 (+8.95%) | $158,730 (+26.43%) Land $44,840 Building $113,890 | $453,500 Land $128,100 Building $325,400 |
| 2022 | $6,849.00 | $125,550 Land $34,480 Building $91,070 | |
| 2020 | $358,700 Land $98,500 Building $260,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4825 Lake Rd W in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4825 Lake Rd W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures