4825 Kentucky Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4825 Kentucky Ln, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,367 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Trust Name on File
Tax Bill	$6,875 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-0410-025-0000`

Property Details

APN / Parcel Number

Primary APN	`242-0410-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,367 sqft Living Area
1st Floor Area	2,367 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4825 KENTUCKY LN
City	FAIR OAKS
State	CA
Zip	95628-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	N 86.62 FT OF E 150 FT OF W 260 FT LOT 7 BLK 12FAIR OAKS ADD
Legal Subdivision	FAIR OAKS ADD
Legal Block	12
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	8007

Owner

4825 Kentucky Ln is owner-occupied and held in a trust since July 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	4825 KENTUCKY LN, FAIR OAKS, CA 95628-4830
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 20, 2020	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
May 24, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020
Deed Sale	Jul 20, 2020
Prior Sale	Sep 6, 2016
Deed Book / Page	20200720 / 41
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	7200000000041
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2020
Property Address	4825 KENTUCKY LN, FAIR OAKS, CA 95628-4830
Document Number	2007200043
Instrument Date	Jul 9, 2020
Instrument	2007200043
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4825 KENTUCKY LN FAIR OAKS CA 956284830, FAIR OAKS, CA 95628-4830

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2020
Property Address	4825 KENTUCKY LN, FAIR OAKS, CA 95628-4830
Document Number	2007200041
Instrument Date	Jul 9, 2020
Instrument	2007200041
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 KENTUCKY LN FAIR OAKS CA 956284830, FAIR OAKS, CA 95628-4830

Mortgage

Document Number	2007200042
Date	Jul 20, 2020
Instrument	2007200042

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2017
Property Address	4825 KENTUCKY LN, FAIR OAKS, CA 95628-4830
Document Number	0000000765
Book / Page	170524 / 000765
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4825 KENTUCKY LN FAIR OAKS CA 956284830, FAIR OAKS, CA 95628-4830

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Kentucky Ln was $6,875 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,422 (+2%) Land $145,014 Building $439,408
2025	$6,875.00 (+0.79%) Homeowner's exemption	$572,964 Land $142,171 Building $430,793
2024	$6,821.00 (+3.02%)
2023	$6,621.00 (+0.39%) Homeowner's exemption	$550,717 Land $136,651 Building $414,066
2022	$6,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4825 Kentucky Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Kentucky Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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