4825 Gresham Dr, El Dorado Hills, CA 95762 Property Records

El Dorado County property record for 4825 Gresham Dr, El Dorado Hills, CA 95762

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,711 sqft · built 2019
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2017)
Tax Bill	$28,796 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-050-002-000`

Property Details

APN / Parcel Number

Primary APN	`123-050-002-000`
Alternative APNs	`12305002100` `1230500210`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,711 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	69,260 sqft
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces
Patio Area	767 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4825 GRESHAM DR
City	EL DORADO HILLS
State	CA
Zip	95762-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PM 47/113/2 VILLAGE H UNIT #4
Legal Subdivision	VILLAGE H
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3002
Census Tract	30710

Owner

4825 Gresham Dr is owned and occupied by two individuals who bought it in October 2017.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Nov 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANNER BK
Oct 30, 2017	Grant Deed, Transfer · ARM BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Apr 23, 2007 · Amount on File
Deed Document Number	201748691
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701

Mortgage

Document Number	0000075575
Date	Dec 28, 2020
Instrument	2020-0075575

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701

Mortgage

Document Number	0000028187
Date	Jun 30, 2022
Instrument	2022-0028187

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 27, 2019
Property Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701
Instrument Date	Nov 22, 2019
Instrument	51123
Transaction Type	Construction Loan
Record Updated	Dec 12, 2019
Title Company	ORANGE COAST TITLE FAIR OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	860 BLOSSOM ROCK LN FOLSOM CA 956307845, FOLSOM, CA 95630-7845

Mortgage

Document Number	0000051123
Date	Nov 27, 2019
Instrument	51123

Lender

Name	BANNER BK
Type	Bank
Address	10 S 1ST AVE, WALLA WALLA, WA 99362-1942

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 30, 2017
Property Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701
Document Number	0000048691
Map Reference	MB 47 PG 113
Instrument Date	Oct 18, 2017
Instrument	2017-0048691
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4825 GRESHAM DR, EL DORADO HILLS, CA 95762-7701

Mortgage

Document Number	0000048692
Date	Oct 30, 2017
Instrument	2017-0048692

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Gresham Dr was $28,796.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,343,066 (+2%) Land $435,216 Building $1,907,850
2025	$28,796.00	$2,297,125 Land $426,683 Building $1,870,442
2023	$28,318.00 (+1.1%)	$2,207,926 Land $410,115 Building $1,797,811
2022	$28,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4825 Gresham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4825 Gresham Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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