4825 Elder Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4825 Elder Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1948
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,455,000 (Apr 2026)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-083-14`

Property Details

APN / Parcel Number

Primary APN	`161-083-14`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Porch	Finished/Open Porch
Porch Area	95 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4825 ELDER AVE
City	CHARLOTTE
State	NC
Zip	28205-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L17 B5 M3-622
Legal Subdivision	MARY G ROSS PROP
Legal Block	5
Legal Lot Number	17
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	1802

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit CELANO PROPERTIS LLC
Apr 10, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GENISYS CREDIT UNION
Jun 4, 2025	Warranty Deed, Transfer · Conventional Mortgage RFLF 4 LLC
Jun 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 16, 2017	Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Jun 4, 2025 · Amount on Record
Deed Document Number	202636538
Deed Book / Page	40335 / 219
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7210 CONCORD HWY, MONROE, NC 28110-6925
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055102
Date	Jun 4, 2025
Book Page	39631/847
Instrument	2025055102

Lender

Name	CELANO PROPERTIS LLC
Type	Non-Lending Institution
Address	PONTE VEDRA BEACH, FL 32082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 2, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 10, 2026
Property Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815
Document Number	0000036538
Book / Page	40335 / 219
Instrument Date	Apr 7, 2026
Instrument	202636538
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$293,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815

Mortgage

Document Number	0000036539,
Date	Apr 10, 2026
Instrument	202636539

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 4, 2025
Property Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815
Document Number	0000055068
Book / Page	39631 / 628
Map Reference	MB 3 PG 622
Instrument Date	Jun 2, 2025
Instrument	2025055068
Transaction Type	Transfer
Record Updated	Jun 16, 2025
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7210 CONCORD HWY, UNIONVILLE, NC 28110-6925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 CHARLOTTE DR, CHARLOTTE, NC 28203-5716
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055025
Date	Jun 4, 2025
Instrument	2025055025

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 9, 2017
Property Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815
Document Number	0000076489
Book / Page	031868 / 000623
Instrument Date	Jun 2, 2017
Instrument	76489
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2200 CHARLOTTE DR CHARLOTTE NC 282035716, CHARLOTTE, NC 28203-5716

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 16, 2017
Property Address	4825 ELDER AVE, CHARLOTTE, NC 28205-7815
Document Number	0000064397
Book / Page	31804 / 529
Map Reference	MB3 PG622
Instrument Date	May 16, 2017
Instrument	2017064397
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 CHURCH ST, 325, MC ADENVILLE, NC 28101-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NC 00000

Mortgage

Document Number	0000064398
Date	May 16, 2017
Instrument	2017064398

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,997.00 (+1.94%)	$368,100 Land $275,000 Building $93,100	$368,100 Land $275,000 Building $93,100
2024	$2,940.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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