48248 329th St, Jefferson, SD 57038 Property Records

Union County property record for 48248 329th St, Jefferson, SD 57038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 2002
Lot Size	4.66 acres (202,990 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Oct 2012)
Tax Bill	$2,837 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17.00.07.4020`

Property Details

APN / Parcel Number

Primary APN	`17.00.07.4020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Interior Walls	Wood

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	202,990 sqft (4.66 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	48248 329TH ST
City	JEFFERSON
State	SD
Zip	57038-6892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTAGNE TRACT 1 IN E1/2E1/2SW1/4 (4.66A)
Legal Range	48W
Legal Township	90N
Legal Section	07
Legal Tract	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1040
Census Tract	20302

Owner

48248 329th St is owned and occupied by two individuals who bought it in October 2012.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48248 329TH ST, JEFFERSON, SD 57038-6892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 7, 2017	Deed of Trust, Mortgage · ARM SIOUXLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2012 · Amount on File
Deed Sale	Oct 5, 2012 · Amount on File
Prior Sale	Jun 16, 2006
Deed Document Number	20124786
Deed Book / Page	102 / 551
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48248 329TH ST, JEFFERSON, SD 57038-6892
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	176/560
Date	Jun 3, 2020
Book Page	176/560
Instrument	202406

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48248 329TH ST, JEFFERSON, SD 57038-6892
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 174434
Date	Nov 7, 2017
Book Page	170/0840
Instrument	174434

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	ARM
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

The 2026 property tax bill for 48248 329th St was $2,837, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Jefferson Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,837.00 (+0.04%)	$273,709 (-) Land $64,027 Building $209,682
2025	$2,836.00 (-1.12%)	$273,709 Land $64,027 Building $209,682
2024	$2,868.00 (+8.1%)
2023	$2,653.00 (+2.47%)	$238,415 Land $45,731 Building $192,684
2022	$2,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48248 329th St in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48248 329th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,500 / 1,500
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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