Garrett County property record for 4824 Rock Lodge Rd, Accident, MD 21520
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 75.3 acres (3,283,988 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $255,495 (Feb 2024) |
| Tax Bill | $379 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-016553 |
| Primary APN | 06-016553 |
|---|---|
| Alternative APNs |
|
| Basement Area | 3,456 sqft |
|---|
| Lot Area | 3,283,988 sqft (75.3 acres) |
|---|
| Account Number | 016553 |
|---|---|
| Street Address | 4824 ROCK LODGE RD |
| City | ACCIDENT |
| State | MD |
| Zip | 21520-1164 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 75.39 AC E/S ROCK LODGE RD CHERRY CREEK |
| Legal Subdivision | CHERRY CREEK |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 501 |
4824 Rock Lodge Rd, an agricultural property, is held in a trust since February 2024.
Source: Garrett County records, as of April 3, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4649 ROCK LODGE RD, ACCIDENT, MD 21520-1100 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Construction Mortgage CLEAR MOUNTAIN BANK |
| Feb 29, 2024 | Deed, Transfer |
| Apr 7, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 · Amount on File |
| Deed Sale | Feb 29, 2024 · Amount on File |
| Prior Sale | Apr 7, 2023 · Amount on File |
| Deed Book / Page | 2539 / 251 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 4824 ROCK LODGE RD, ACCIDENT, MD 21520-1164 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4649 ROCK LODGE RD, ACCIDENT, MD 21520-1100 |
| Document Number | 0026740398 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2674/398 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Apr 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 29, 2024 |
| Property Address | 4824 ROCK LODGE RD, ACCIDENT, MD 21520 |
| Document Number | 0025390251 |
| Book / Page | 2539 / 251 |
| Map Reference | CASE WLB1 FILE 8 |
| Instrument Date | Feb 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,277.48 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 948 LEGEER RD, GRANTSVILLE, MD 21536-3172 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 7, 2023 |
| Property Address | 4824 ROCK LODGE RD, ACCIDENT, MD 21520 |
| Document Number | 0024820332 |
| Book / Page | 2482 / 332 |
| Instrument Date | Apr 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1900 LEGEER ROAD, BITTINGER, MD 21522 |
The 2025 property tax bill for 4824 Rock Lodge Rd was $379.
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379.00 | $41,800 | $44,100 Land $37,000 Building $7,100 |
| 2023 | $464.00 | $37,200 Land $32,000 Building $5,200 | $37,200 Land $32,000 Building $5,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4824 Rock Lodge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4824 Rock Lodge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
4G LTE (outdoors only), no 5G reported
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