4824 N Howard St, Spokane, WA 99205 Property Records

Spokane County property record for 4824 N Howard St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 698 sqft · built 1910
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2023)
Tax Bill	$476 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36314.1821`

Property Details

APN / Parcel Number

Primary APN	`36314.1821`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	698 sqft Living Area
Gross Area	836 sqft
1st Floor Area	698 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4824 N HOWARD ST
City	SPOKANE
State	WA
Zip	99205-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ALLENDALE ADD L23 B24
Legal Subdivision	ALLENDALE ADD
Legal Block	24
Legal Lot Number	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2050
Census Tract	500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4824 N HOWARD ST, SPOKANE, WA 99205-5604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	20237304310
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 25, 2023
Property Address	4824 N HOWARD ST, SPOKANE, WA 99205-5604
Document Number	0007304310
Map Reference	VOL L PG 16
Instrument Date	Aug 24, 2023
Instrument	7304310
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4824 N HOWARD ST, SPOKANE, WA 99205-5604

Mortgage

Document Number	0007304311
Date	Aug 25, 2023
Instrument	7304311

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 12, 2020
Property Address	4824 N HOWARD ST, SPOKANE, WA 99205-5604
Document Number	0006919498
Map Reference	VOL L PG 16
Instrument Date	Apr 21, 2020
Instrument	6919498
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,629.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4824 N HOWARD ST, SPOKANE, WA 99205-5604

Mortgage

Document Number	0006919499
Date	May 12, 2020
Instrument	6919499

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$476.00 (+13.33%)	$238,100 (+10.28%) Land $80,000 Building $158,100	$238,100 (+10.28%) Land $80,000 Building $158,100
2025	$420.00 (-80.15%) Disabled Person's exemption Senior Citizen's exemption
2024		$215,900 (+25.89%) Land $50,000 Building $165,900	$215,900 (+25.89%) Land $50,000 Building $165,900
2023	$2,116.00 (+5.22%)	$171,500 Land $45,000 Building $126,500	$171,500 Land $45,000 Building $126,500
2022	$2,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Intermax Networks, T-Mobile.

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