4824 Hyde Park Dr, Troy, MI 48085 Property Records

Oakland County property record for 4824 Hyde Park Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,144 sqft · built 1971
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (May 2026)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-13-203-012`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-203-012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	1,546 sqft
Basement Area	1,546 sqft
Unfinished Basement	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4824 HYDE PARK DR
City	TROY
State	MI
Zip	48085-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 13 WINDMILL POINTE SUB LOT 24
Legal Range	11E
Legal Township	2N
Legal Section	13
Legal Subdivision	WINDMILL POINTE SUB
Legal Lot Number	24
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1001
Census Tract	197900

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 CROSSROADS LN, 2308, TROY, MI 48083-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 1, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	202661198
Deed Book / Page	61169 / 701
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	0000006871
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4824 HYDE PARK DR, TROY, MI 48085-3510
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4824 HYDE PARK DR, TROY, MI 48085-3510

Mortgage

Document Number	0000078008
Date	Jul 12, 2024
Book Page	59490/116
Instrument	78008

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jul 1, 2045

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4824 HYDE PARK DR, TROY, MI 48085-3510
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4824 HYDE PARK DR, TROY, MI 48085-3510

Mortgage

Document Number	0000094827
Date	Aug 1, 2025
Book Page	60412/539
Instrument	94827

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2045

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 22, 2026
Property Address	4824 HYDE PARK DR, TROY, MI 48085-3510
Document Number	20260054256
Book / Page	61134 / 1
Instrument Date	Apr 14, 2026
Instrument	202654256
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054256,
Date	Apr 22, 2026
Book Page	61134/1
Instrument	202654256

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 6, 2026
Property Address	4824 HYDE PARK DR, TROY, MI 48085-3510
Document Number	20260061198
Book / Page	61169 / 701
Instrument Date	Apr 13, 2026
Instrument	2026.61198
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$356,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 28, 2025
Property Address	4824 HYDE PARK DR, TROY, MI 48085-3510
Document Number	0000137798
Book / Page	60665 / 286
Map Reference	LB 124 PG 16
Instrument Date	Oct 23, 2025
Instrument	137798
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount Recorded
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4824 HYDE PARK DR, TROY, MI 48085-3510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41000 WOODWARD AVE # 350PMB, 350PMB, BLOOMFIELD HILLS, MI 48304-5130

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00 (+4.84%)
2024	$4,108.00 (-0.6%)
2023			$281,060
2022	$4,133.00	$140,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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