Sacramento County property record for 4824 Cotham Ln, Fair Oaks, CA 95628
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,059 sqft · built 2004 |
| Lot Size | 0.395 acres (17,206 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $210,000 (Nov 2002) |
| Tax Bill | $14,115 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-0051-048-0000 |
| Primary APN | 246-0051-048-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,059 sqft Living Area |
| 1st Floor Area | 2,534 sqft |
| 2nd Floor Area | 1,525 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 17,206 sqft (0.395 acres) |
| Garage Area | 677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4824 COTHAM LN |
|---|---|
| City | FAIR OAKS |
| State | CA |
| Zip | 95628-6358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | PARCEL MAP, LOT 3 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 8006 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4824 COTHAM LN, FAIR OAKS, CA 95628-6358 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2002 · Amount on Record |
| Deed Sale | Nov 13, 2002 · Amount on Record |
| Prior Sale | May 2, 2002 · Amount on Record |
| Deed Book / Page | 20021113 / 1781 |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 2024000457 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4824 COTHAM LN, FAIR OAKS, CA 95628-6358 |
| Document Number | 2101110723 |
| Instrument Date | Jan 5, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4824 COTHAM LN FAIR OAKS CA 956286358, FAIR OAKS, CA 95628-6358 |
| Document Number | 2101110723 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2101110723 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 10, 2031 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,197,352 (+2%) Land $310,223 Building $887,129 | |
| 2025 | $14,115.00 (+0.78%) Homeowner's exemption | $1,173,876 (+4.22%) Land $304,141 Building $869,735 |
| 2024 | $14,006.00 (+3.2%) | |
| 2023 | $13,572.00 (+1.27%) Homeowner's exemption | $1,126,295 Land $292,332 Building $833,963 |
| 2022 | $13,402.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009 |
|---|---|
| Water Source | Purchased surface water from SAN JUAN WATER DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
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