Bay County property record for 4824 Conner Ln, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,852 sqft · built 2022 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,850 (Mar 2023) |
| Tax Bill | $3,707 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05903-100-118 |
| Primary APN | 05903-100-118 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,852 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 486 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4824 CONNER LN |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY PH 1 LOT 59 ORB 4669 P 1219 |
| Legal Subdivision | LIBERTY PH 1 |
| Legal Lot Number | 59 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 500 |
Source: Bay County records · APN 05903-100-118
Assessment roll updated January 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4824 CONNER LN, PANAMA CITY, FL 32404-8964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on Record |
| Deed Sale | Mar 21, 2023 · Amount on Record |
| Deed Document Number | 202316982 |
| Deed Book / Page | 4669 / 1219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 21, 2023 |
| Property Address | 4824 CONNER LN, PANAMA CITY, FL 32404-8964 |
| Document Number | 0046691219 |
| Book / Page | 4669 / 1219 |
| Map Reference | MB 29 PG 6-14 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023016982 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,057.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 4824 CONNER LN, PANAMA CITY, FL 32404-8964 |
| Document Number | 0046691220 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 4669/1220 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,707.00 (-0.75%) Homeowner's exemption | $276,766 (+16.52%) | $289,606 (+21.93%) Land $64,191 Building $225,415 |
| 2024 | $3,735.00 (-6.27%) | ||
| 2023 | $3,985.00 (+380.12%) | $237,523 (+470.39%) Land $43,411 Building $194,112 | $237,523 (+470.39%) Land $43,411 Building $194,112 |
| 2022 | $830.00 | $41,642 Land $41,642 | $41,642 Land $41,642 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050005003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 6 (2018–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 189 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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