48237 Silver Spur Trl, Palm Desert, CA 92260 Property Records

Riverside County property record for 48237 Silver Spur Trl, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 3,754 sqft · built 1974
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on File
Last Sale	$1,299,000 (Sep 2019)
Tax Bill	$18,456 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2019 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`655-051-014`

Property Details

APN / Parcel Number

Primary APN	`655-051-014`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,754 sqft Living Area
Gross Area	5,835 sqft
1st Floor Area	3,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Gravel
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	48237 SILVER SPUR TRL
City	PALM DESERT
State	CA
Zip	92260-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120M
Legal Description	.56 ACRES M/L IN POR LOT 63 MB 033/002 SILVER SPUR RANCH UNIT 2
Legal Subdivision	SILVER SPUR RANCH UNIT 2
Legal Lot Number	63
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1005
Census Tract	45114

Owner

48237 Silver Spur Trl is held in a trust since September 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4329 CORDERO DR, BELLINGHAM, WA 98229-5135
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 6, 2019	Grant Deed, Transfer LAWYERS TITLE
Jun 14, 2017	Grant Deed, Transfer · Commercial Mortgage REGENTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	2019347089
Prior Transfer Date	Mar 19, 2008
Prior Transfer Doc	0000147857
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	48237 SILVER SPUR TRL, PALM DESERT, CA 92260-6611
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 CORDERO DR, BELLINGHAM, WA 98229-5135

Mortgage

Document Number	0000391741
Date	Dec 17, 2025
Instrument	2025-0391741

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 6, 2019
Property Address	48237 SILVER SPUR TRL, PALM DESERT, CA 92260-6611
Document Number	0000347089
Instrument Date	Aug 30, 2019
Instrument	347089
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$1,428.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4329 CORDERO DR BELLINGHAM WA 982295135, BELLINGHAM, WA 98229-5135

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 14, 2017
Property Address	48237 SILVER SPUR TRL, PALM DESERT, CA 92260-6611
Document Number	0000238131
Map Reference	DOC2001-418963
Instrument Date	Jun 8, 2017
Instrument	2017-0238131
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 NW 9TH AVE UNIT 1214, 1214, PORTLAND, OR 97209-3347

Mortgage

Document Number	0000238132
Date	Jun 14, 2017
Instrument	2017-0238132

Lender

Name	REGENTS BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48237 Silver Spur Trl was $18,456.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,460,097 (+2%) Land $33,463 Building $1,426,634
2025	$18,456.00	$1,431,468 Land $32,807 Building $1,398,661
2023	$17,671.00 (+2.39%)	$1,375,884 Land $31,534 Building $1,344,350
2022	$17,259.00
2021			$1,421,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48237 Silver Spur Trl in Zone X, where a levee reduces flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–1988)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48237 Silver Spur Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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