4823 Willoughcroft Rd, Willoughby, OH 44094 Property Records

Lake County property record for 4823 Willoughcroft Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 750 sqft · built 1950
Lot Size0.201 acres (8,751 sqft)
OwnerIndividual Name on Record
Last Sale$64,200 (Apr 2019)
Tax Bill$3,796 (2023)
Deeds & MortgagesJul 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-018-J-00-030-0

Property Details

APN / Parcel Number

Primary APN27-A-018-J-00-030-0
Alternative APN
  • B 22

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area750 sqft Living Area
1st Floor Area750 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1991
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,751 sqft (0.201 acres)
Lot Dimensions175 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area
Patio Area179 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4823 WILLOUGHCROFT RD
CityWILLOUGHBY
StateOH
Zip44094-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 3 TRACT 13
Legal SubdivisionERIE SUBDIVISION
Legal Tract13
Legal Block2
Legal Lot Number3
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2035
Census Tract201400

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4823 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Apr 3, 2019Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2019 · Amount on Record
Deed SaleApr 3, 2019 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number20196832
Prior Transfer DateJan 10, 1997
Prior Transfer Doc0000001196
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address4823 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5705
Document Number0000021586
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyTHIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4823 WILLOUGHCROFT RD WILLOUGHBY OH 440945705, WILLOUGHBY, OH 44094-5705

Mortgage

Document Number0000021586
DateAug 5, 2020
Instrument21586
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2050
Interest
Rate TypeAdjustable Rate
Rate2.79%

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateApr 3, 2019
Property Address4823 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5705
Document Number0000006832
Instrument DateMar 23, 2019
Instrument6832
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$256.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4823 WILLOUGHCROFT RD WILLOUGHBY OH 440945705, WILLOUGHBY, OH 44094-5705

Mortgage

Document Number6833
DateApr 3, 2019
Instrument6833
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 2, 2034
Interest
Rate TypeAdjustable Rate
Rate4.04%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,300 (+42.89%) Land $17,650 Building $39,650$163,710 (+42.88%) Land $50,430 Building $113,280
2023$3,796.00 (+53.06%) Homeowner's exemption$40,100 (-) Land $14,130 Building $25,970
2022$2,480.00 Homeowner's exemption$40,100 Land $14,130 Building $25,970
2021$114,580 Land $40,370 Building $74,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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