Osceola County property record for 4823 Terra Sole Pl, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,123 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2026) |
| Tax Bill | $4.00 (2024) |
| Primary APN | 06-26-31-0236-0001-0410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,123 sqft Living Area |
| Gross Area | 4,031 sqft Gross Area |
| 1st Floor | 1,905 sqft 1st Floor |
| Upper Floors | 1,218 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 640 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 286 sqft Pool |
| Deck Area | 454 sqft Deck |
| Porch Area | 268 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4823 TERRA SOLE PL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8804 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TERRA VISTA PB 23 PG 15 LOT 41 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | TERRA VISTA |
| Legal Tract | 236 |
| Legal Block | 410 |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-0236-0001-0410
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 09, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Feb 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2026 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage EMORTGAGE FUNDING LLC |
| Sep 28, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| May 08, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 17, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 24, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage MR COOPER |
| Jun 13, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Doc Number | 202631227 |
| Deed Book / Page | 6934 / 1980 |
| Prior Transfer Date | Feb 23, 2026 |
| Prior Transfer Doc | 0069341980 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0067231604 |
|---|---|
| Date | Jan 09, 2025 |
| Book Page | 6723/1604 |
| Instrument | 2025003514 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0058841236 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 5884/1236 |
| Instrument | 2021016201 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Aug 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0069341980 |
| Book / Page | 6934 / 1980 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026031227 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0069341982 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 6934/1982 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054090925 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 5409/0925 |
| Instrument | 2018146462 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057191696 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 5719/1696 |
| Instrument | 2020061777 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Aug 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0060241727 |
| Book / Page | 6024 / 1727 |
| Map Reference | MB 23 PG 15 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021127651 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0055500938 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4823 TERRA SOLE PL ST CLOUD FL 347718804, ST CLOUD, FL 34771-8804 |
| Document Number | 0055500938 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 005550/000938 |
| Instrument | 84934 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 30, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0051622903 |
| Book / Page | 5162 / 2903 |
| Map Reference | MB23 PG15 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 2017085702 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,702.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382 |
| Name | Verified Name |
|---|---|
| Address | 4823 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804 |
| Document Number | 0051622905 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 5162/2905 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $373,970 (+5.99%) | $495,000 (+5.61%) Land $75,000 Building $420,000 |
| 2024 | $4.00 | ||
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $352,846 (+3%) | $468,700 (+21.71%) Land $60,000 Building $408,700 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $342,569 | $385,100 Land $55,000 Building $330,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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