4823 Brainerd Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 4823 Brainerd Rd, Chattanooga, TN 37411

Property Summary

Property Type	Auto Repair, Garage
Details	4,400 sqft · built 2000
Lot Size	0.595 acres (25,936 sqft)
Owner	Company Name on Record
Last Sale	$842,500 (Dec 2021)
Tax Bill	$4,559 (2025)
Deeds & Mortgages	Dec 2021 Sale & Construction Loan Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157K A 002`

Property Details

APN / Parcel Number

Primary APN	`157K A 002`
Alternative APN	`0000097192`

Interior

Stories	1 Story
Building Area	4,400 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	25,936 sqft (0.595 acres)
Lot Dimensions	186 ft deep x 130 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000097192
Street Address	4823 BRAINERD RD
City	CHATTANOOGA
State	TN
Zip	37411-3832
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	C2
Legal Description	LT 2 MC DONALDS AT BRAINERD PB 50 PG 210 REV 50-351
Legal Subdivision	BELVOIR PARK REV
Legal Block	1
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1022
Census Tract	2900

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3715 NORTHSIDE PKWY NW, 515, ATLANTA, GA 30327-2886
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Limited Warranty Deed, Construction Loan · Construction Mortgage NEW ERA BANK
Jun 1, 2020	Warranty Deed, Transfer · Conventional with PMI PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	20211227320
Deed Book / Page	12785 / 741
Record Updated	Oct 29, 2026

December 2021: Limited Warranty Deed, Construction Loan

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 27, 2021
Property Address	4823 BRAINERD RD, CHATTANOOGA, TN 37411-3832
Document Number	0000000320
Book / Page	12785 / 741
Map Reference	MB 50 PG 351
Instrument Date	Dec 22, 2021
Instrument	2021122700320
Transaction Type	Construction Loan
Record Updated	Sep 25, 2025
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$3,117.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 NORTHSIDE PKWY NW # 515, 515, ATLANTA, GA 30327-2886

Mortgage

Document Number	0012785746
Date	Dec 27, 2021
Instrument	12785/746

Lender

Name	NEW ERA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 22, 2023

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 1, 2020
Property Address	4823 BRAINERD RD, CHATTANOOGA, TN 37411-3832
Document Number	0601000227
Book / Page	012019 / 000461
Instrument Date	May 27, 2020
Instrument	200601000227
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4023 PIEDMONT DR SE HUNTSVILLE AL 358021048, HUNTSVILLE, AL 35802-1048

Mortgage

Document Number	601000228
Date	Jun 1, 2020
Book Page	012019/000464
Instrument	200601000228

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,559.00 (+0.97%)	$300,840 (+49.05%)	$752,100 (+49.05%) Land $364,600 Building $387,500
2024	$4,515.00	$201,840 (-)	$504,600 (-) Land $243,100 Building $261,500
2023	$4,515.00	$201,840 (-)	$504,600 (-) Land $243,100 Building $261,500
2022	$4,515.00	$201,840	$504,600 Land $243,100 Building $261,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Apr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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