48220 332nd St, Jefferson, SD 57038 Property Records

Union County property record for 48220 332nd St, Jefferson, SD 57038

Property Summary

Property Type	Vacant Land
Lot Size	3.07 acres (133,947 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jul 2020)
Tax Bill	$722 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00.30.3050`

Property Details

APN / Parcel Number

Primary APN	`17.00.30.3050`

Exterior

Lot Area	133,947 sqft (3.07 acres)

Location & Zoning

Street Address	48220 332ND ST
City	JEFFERSON
State	SD
Zip	57038-6844
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 4 OF PHEASANT ACR ES 1ST ADD IN W2/3 OF S1/2 OF LOTS 1 & 2 IN SW1/4 LESS .249 A ROW (3.075A)
Legal Range	48W
Legal Township	90N
Legal Section	30
Legal Subdivision	ACR ES 1ST ADD
Legal Lot Number	4,1-2
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3000
Census Tract	20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 W FLURIE RD, NORTH SIOUX CITY, SD 57049-5055
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Feb 9, 2022	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY BANK
Jul 29, 2020	Warranty Deed, Transfer · Commercial Mortgage SIOUXLAND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20203487
Deed Book / Page	110 / 424
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	48220 332ND ST, JEFFERSON, SD 57038-6844
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 W FLURIE RD, NORTH SIOUX CITY, SD 57049-5055

Mortgage

Document Number	000186/791
Date	Dec 19, 2025
Book Page	186/791
Instrument	252944

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	201 MAIN ST, BEEMER, NE 68716

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	May 7, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Feb 9, 2022
Property Address	48220 332ND ST, JEFFERSON, SD 57038-6844
Document Number	0000112/83
Book / Page	112 / 83
Instrument Date	Feb 7, 2022
Instrument	220407
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48234 332ND ST, JEFFERSON, SD 57038-6844

Mortgage

Document Number	0000018099
Date	Feb 9, 2022
Instrument	180/99

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	54 Months
Due	Aug 15, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Jul 29, 2020
Property Address	48220 332ND ST, JEFFERSON, SD 57038-6844
Document Number	000110/424
Book / Page	110 / 424
Instrument Date	Jul 16, 2020
Instrument	203487
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48220 332ND ST, JEFFERSON, SD 57038-6844

Mortgage

Document Number	0000176809
Date	Jul 29, 2020
Instrument	176/809

Lender

Name	SIOUXLAND FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Jefferson Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$722.00 (+0.14%)	$56,739 (-) Land $56,739
2025	$721.00 (-4.12%)	$56,739 (+4%) Land $56,739
2024	$752.00 (+33.33%)
2023	$564.00 (+62.54%)	$40,528 Land $40,528
2022	$347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 77% of South Dakota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,500 / 1,500

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