4822 Flajole Rd, Midland, MI 48642 Property Records

Bay County property record for 4822 Flajole Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,585 sqft · built 1958
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2018)
Tax Bill	$5,725 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-019-400-230-00`

Property Details

APN / Parcel Number

Primary APN	`140-019-400-230-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,585 sqft Living Area
1st Floor Area	1,585 sqft
Basement Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	240 ft deep x 120 ft wide
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4822 FLAJOLE RD
City	MIDLAND
State	MI
Zip	48642-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 120 FT OF N 760 FT OF E 243 FT OF NE 1/4 OF SE 1/4. SEC 19 T14N R3E
Legal Range	03E
Legal Township	14N
Legal Section	19
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2026
Census Tract	285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8442 LAWRENCE AVE, YPSILANTI, MI 48197-9396
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit DOW CU
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LNDG
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage HURON VLY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Nov 1, 2011 · Amount on Record
Deed Document Number	20189192
Last Transfer Date	May 10, 2024
Transfer Doc	0000006100
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4822 FLAJOLE RD, MIDLAND, MI 48642-9248
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8442 LAWRENCE AVE, YPSILANTI, MI 48197-9396

Mortgage

Document Number	0000015757
Date	Dec 22, 2025
Instrument	202515757

Lender

Name	DOW CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4822 FLAJOLE RD, MIDLAND, MI 48642-9248
Document Number	0000015611
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4822 FLAJOLE RD MIDLAND MI 486429248, MIDLAND, MI 48642-9248

Mortgage

Document Number	0000015611
Date	Nov 19, 2019
Instrument	15611

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jul 2, 2018
Property Address	4822 FLAJOLE RD, MIDLAND, MI 48642-9248
Document Number	0000009192
Instrument Date	Jun 29, 2018
Instrument	9192
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2188 N ROLLING RIDGE DR MIDLAND MI 486428610, MIDLAND, MI 48642-8610

Mortgage

Document Number	9193
Date	Jul 2, 2018
Instrument	9193

Lender

Name	HURON VLY FIN'L
Type	Funding / Finance Company
Address	ANN ARBOR, MI 48103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,725.00 (+10.54%)	$137,900 (+23.02%)	$275,800 (+23.02%)
2023		$112,100	$224,200
2022	$5,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flajole Rd

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