4822 Chestnut Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4822 Chestnut Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,622 sqft · built 1978
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,716 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27493`

Property Details

APN / Parcel Number

Primary APN	`27493`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4822 CHESTNUT FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	BELLAMY PARCEL 2
Legal Subdivision	PLAT: PB9 85
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	1
Census Block	1003
Census Tract	100202

Owner

4822 Chestnut Fork Rd is owned and occupied by two individuals.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4822 CHESTNUT FORK RD, GLOUCESTER, VA 23061-3949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 9, 2026
Property Address	4822 CHESTNUT FORK RD, GLOUCESTER, VA 23061-3949
Document Number	0000004213
Instrument Date	Sep 2, 2026
Instrument	20264213
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4822 CHESTNUT FORK RD, GLOUCESTER, VA 23061-3949

Mortgage

Document Number	0000004213,
Date	Sep 9, 2026
Instrument	20264213

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4822 CHESTNUT FORK RD, GLOUCESTER, VA 23061-3949
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180003834
Date	Aug 29, 2018
Instrument	180003834

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4822 Chestnut Fork Rd was $1,716, up 10.6% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,716.00 (+10.57%)	$294,370 (+16.43%) Land $59,650 Building $234,720	$294,370 (+16.43%) Land $59,650 Building $234,720
2025	$1,552.00 (+5.36%)	$252,820 (-) Land $55,920 Building $196,900	$252,820 (-) Land $55,920 Building $196,900
2024	$1,473.00	$252,820 (-) Land $55,920 Building $196,900	$252,820 (-) Land $55,920 Building $196,900
2023	$1,473.00 (+3.51%)	$252,820 (+28.79%) Land $55,920 Building $196,900	$252,820 (+28.79%) Land $55,920 Building $196,900
2022	$1,423.00	$196,300 Land $42,950 Building $153,350	$196,300 Land $42,950 Building $153,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4822 Chestnut Fork Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1985–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4822 Chestnut Fork Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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