4822 Big Reef Dr, Bacliff, TX 77518 Property Records

Galveston County property record for 4822 Big Reef Dr, Bacliff, TX 77518

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,714 sqft · built 1984
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$574 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification Dec 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`1305-0002-0006-000`

Property Details

APN / Parcel Number

Primary APN	`1305-0002-0006-000`
Alternative APN	`R184916`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4822 BIG REEF DR
City	BACLIFF
State	TX
Zip	77518-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 88 A HATCH SUR LOT 6 BLK 2 BACLIFF VILLAS SEC 2
Legal Subdivision	BACLIFF VILLAS SEC 2
Legal Block	2
Legal Lot Number	6
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	1
Census Block	1001
Census Tract	721703

Owner

4822 Big Reef Dr is owned and occupied by an individual who acquired it in November 2000.

Source: Galveston County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1531, KEMAH, TX 77565-1531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2018	Loan Modification, Mortgage US SMALL BUSN ADMN
Dec 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 17, 2000
Transfer Doc	0000058872
Record Updated	Oct 29, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GALVESTON TX
Property Address	4822 BIG REEF DR, BACLIFF, TX 77518-2429
Document Number	0000014310
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1100 FOX MEADOW DR #273 ALVIN TX 775111676, 273, ALVIN, TX 77511-1676

Mortgage

Document Number	0000014310
Date	Mar 12, 2018
Instrument	14310

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GALVESTON TX
Recording Date	Dec 15, 2017
Property Address	4822 BIG REEF DR, BACLIFF, TX 77518-2429
Instrument Date	Oct 1, 2017
Instrument	76136
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1100 FOX MEADOW DR #273 ALVIN TX 775111676, 273, ALVIN, TX 77511-1676

Mortgage

Document Number	0000076136
Date	Dec 15, 2017
Instrument	76136

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4822 Big Reef Dr was $574 with exemptions applied, up 26.2% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,038 (+1%)	$237,710 (+%) Land $34,600 Building $203,110
2025	$574.00 (+26.15%) Homeowner's exemption Disabled Person's exemption	$160,944 Land $34,600 Building $203,100	$237,700 Land $34,600 Building $203,100
2024	$455.00
2023		$216,130 Land $11,000 Building $205,130	$216,130 Land $11,000 Building $205,130
2018	$1,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4822 Big Reef Dr in Zone X, an area of moderate flood risk, though there have been 36 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 161 policies
Nearby Flood Policies	161 in force
Nearby Flood Claims	36 (2008–2021)
Claims Outside the SFHA	22 of 36
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4822 Big Reef Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BACLIFF MUD serves 8,900 people · EPA ID TX0840011
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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