Clay County property record for 4822 6th St S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,770 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Jun 2016) |
| Tax Bill | $8,428 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.277.0520 |
| Primary APN | 58.277.0520 |
|---|
| Lot Area | 12,770 sqft (0.29 acres) |
|---|
| Street Address | 4822 6TH ST S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME HAMPTON PLACE 2ND ADD LOT 005 BLOCK 004 SUBDIVISIONCD 58277 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 29 |
| Legal Subdivision | HAMPTON PLACE 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30110 |
Source: Clay County records · APN 58.277.0520
Assessment roll updated August 12, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4822 6TH ST S, MOORHEAD, MN 56560-6793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · VA Mortgage MY NEIGHBORHOOD MORTGAGE COMPANY |
| Aug 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HIWAY FCU |
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit HIWAY FCU |
| Jul 27, 2017 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2016 · Amount on Record |
| Deed Sale | Jun 06, 2016 · Amount on Record |
| Prior Sale | Aug 23, 2010 · Amount on Record |
| Deed Document Number | 2016757459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | May 13, 2026 |
| Property Address | 4822 6TH ST S, MOORHEAD, MN 56560-6793 |
| Document Number | 0000864496 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026864496 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4822 6TH ST S, MOORHEAD, MN 56560-6793 |
| Document Number | 0000864496, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026864496 |
| Name | MY NEIGHBORHOOD MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4822 6TH ST S, MOORHEAD, MN 56560-6793 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000840216 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 840216 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4822 6TH ST S, MOORHEAD, MN 56560-6793 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000833017 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 833017 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 4822 6TH ST S, MOORHEAD, MN 56560-6793 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000771200 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 771200 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.38% |
| Index | 1-Year CMT |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,428.00 (+10.23%) | ||
| 2025 | $401,400 (+7.44%) Land $52,000 Building $349,400 | $401,400 (+7.44%) Land $52,000 Building $349,400 | |
| 2023 | $7,646.00 Homeowner's exemption | $373,600 Land $52,000 Building $321,600 | $373,600 Land $52,000 Building $321,600 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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