4822 38TH AVE S FARGO ND 581048514, FARGO, ND 58104-8514
Mortgage
Document Number
1580116
Date
Dec 23, 2019
Instrument
1580116
Lender
Name
TOWN & CNTRY CU
Type
Credit Union
Address
FARGO, ND 58104
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 22, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 4822 38th Ave S was $4,589.
Source: Cass County assessment roll, as of August 25, 2026
Property Jurisdictions
Type
Name
State
North Dakota
County
Cass County
Municipality
Fargo City
Unified School District
West Fargo Public School District 6 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,589.00
$248,000Land $24,650Building $223,350
$496,000Land $49,300Building $446,700
2023
$5,617.00
$231,900Land $28,550Building $203,350
$463,800Land $57,100Building $406,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4822 38th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 22 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
22 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4822 38th Ave S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source
Surface water
Last State Inspection
Jul 2025
Lead
2 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
Bromate resolved · Jan 2018
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Gateway Fiber Fiber
2,000 / 2,000
Midco Cable · Fiber in parts of the area
2,000 / 1,000
Sparklight Cable
1,000 / 50
May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, Verizon.