Manatee County property record for 4822 1st Ave E, Palmetto, FL 34221
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,586 sqft · built 2006 |
| Lot Size | 0.079 acres (3,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Apr 2024) |
| Tax Bill | $3,204 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22926-0190-9 |
| Primary APN | 22926-0190-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 1,959 sqft |
| 1st Floor Area | 838 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,431 sqft (0.079 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 4822 1ST AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-2367 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD-R |
| Legal Description | UNIT 4822 OAK TRAIL A LAND CONDOMINIUM PI#22926.0190/9 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | OAK TRAIL |
| Legal Tract | 02292600 |
| Legal Lot Number | 4822 |
| Legal Unit | 4822 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1404 |
4822 1st Ave E, a condominium, is owned by two individuals who bought it in April 2024.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 LEAMINGTON LN SE, CLEVELAND, TN 37323-9388 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Apr 25, 2024 | Quit Claim Deed, Transfer PREFERRED SETTLEMENT SERVICES, PREFERRED SETTLEMENT SVCS |
| Dec 21, 2020 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Prior Sale | Jan 25, 2012 · Amount on File |
| Deed Document Number | 202442371 |
| Prior Transfer Date | Apr 24, 2024 |
| Prior Transfer Doc | 0000042369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 25, 2024 |
| Property Address | 4822 1ST AVE E, PALMETTO, FL 34221-2367 |
| Document Number | 0041042371 |
| Map Reference | MB 35 PG 32 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 202441042371 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | PREFERRED SETTLEMENT SERVICES, PREFERRED SETTLEMENT SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 512 61ST ST E, PALMETTO, FL 34221-8324 |
| Name | Verified Name |
|---|---|
| Address | 235 LEAMINGTON LN SE, CLEVELAND, TN 37323-9388 |
| Investor | Possibly a Property Investor |
| Document Number | 0041042372 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 202441042372 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year T-Bill |
| Max Rate | 13.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 25, 2024 |
| Property Address | 4822 1ST AVE E, PALMETTO, FL 34221-2367 |
| Document Number | 0041042369 |
| Map Reference | MB 35 PG 32 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 202441042369 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | PREFERRED SETTLEMENT SERVICES, PREFERRED SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8617 PUDGES RD, NASHVILLE, IL 62263-5005 |
| Name | Verified Name |
|---|---|
| Address | 512 61ST ST E, PALMETTO, FL 34221-8324 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4822 1ST AVE E, PALMETTO, FL 34221-2367 |
| Document Number | 0041000730 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 512 61ST ST E PALMETTO FL 342218324, PALMETTO, FL 34221-8324 |
| Document Number | 0041000730 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 41000730 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | PARRISH, FL 34219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4822 1st Ave E was $3,204, up 1,207.8% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,663 (-0.57%) Land $10,200 Building $201,463 | $211,663 (-0.57%) Land $10,200 Building $201,463 | |
| 2025 | $3,204.00 (+1,207.76%) | $212,886 Land $10,200 Building $202,686 | $212,886 Land $10,200 Building $202,686 |
| 2024 | $245.00 | ||
| 2023 | $218,993 Land $10,200 Building $208,793 | $218,993 Land $10,200 Building $208,793 | |
| 2022 | $160.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4822 1st Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4822 1st Ave E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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