Lexington-Fayette Urban County property record for 4821 Waterside Dr, Lexington, KY 40513
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,800 sqft · built 2000 |
| Lot Size | 0.472 acres (20,582 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,000 (May 2020) |
| Tax Bill | $8,257 (2026) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Sale |
| APN | 20078740 |
| Primary APN | 20078740 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Living Area |
| 1st Floor Area | 608 sqft |
| Basement Area | 1,985 sqft |
| Finished Basement | 1,272 sqft |
| Unfinished Basement | 713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Lot Area | 20,582 sqft (0.472 acres) |
| Lot Width | 114 ft Width |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 615 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4821 WATERSIDE DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40513-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | H-336 FIREBROOK ESTATES UNIT 1A SEC 1 LOT 44; BOOK: 3751 PAGE: 608 |
| Legal Subdivision | FIREBROOK ESTATES |
| Legal Block | B |
| Legal Lot Number | 44 |
| Legal Unit | 1A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 4207 |
4821 Waterside Dr is owned and occupied by an individual who bought it in May 2020.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4821 WATERSIDE DR, LEXINGTON, KY 40513-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNIVERSITY OF KY FED CR UN |
| May 15, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on File |
| Deed Sale | May 15, 2020 · Amount on File |
| Prior Sale | Oct 3, 2016 · Amount on File |
| Deed Book / Page | 3751 / 608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 4821 WATERSIDE DR, LEXINGTON, KY 40513-1417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009615/577 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 9615/577 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 15, 2020 |
| Property Address | 4821 WATERSIDE DR, LEXINGTON, KY 40513-1417 |
| Document Number | 3751/608 |
| Book / Page | 3751 / 608 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 4821 Waterside Dr was $8,257, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,257.00 (+1.89%) | $655,400 (-) | $655,400 (-) |
| 2025 | $8,104.00 | $655,400 | $655,400 |
| 2023 | $8,104.00 | $655,400 | $655,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4821 Waterside Dr; there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4821 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
May also be available: T-Mobile, Verizon.
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