4821 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4821 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,496 sqft · built 2006
Lot Size0.355 acres (15,500 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Sep 2015)
Tax Bill$3,453 (2024)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNC-04-34-28-160-3420-0780

Property Details

APN / Parcel Number

Primary APNC-04-34-28-160-3420-0780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,496 sqft Living Area
1st Floor Area1,997 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,500 sqft (0.355 acres)
Lot Dimensions150 ft deep x 103 ft wide
Garage TypeFinished
Garage Area682 sqft
DrivewayDriveway
Driveway Area926 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area392 sqft
PorchOpen Porch
Porch Area299 sqft
Patio Area1,288 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4821 PEBBLE BEACH DR
CitySEBRING
StateFL
Zip33872-1737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 78 BLK 342
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block342
Legal Lot Number78
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2025
Census Tract960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4821 PEBBLE BEACH DR, SEBRING, FL 33872-1737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2015 · Amount on Record
Deed SaleSep 11, 2015 · Amount on Record
Prior SaleMay 28, 2004 · Amount on Record
Deed Document Number1787373
Deed Book / Page2494 / 0992
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4821 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Transaction TypeMortgage
Record UpdatedNov 4, 2022
Title CompanyHEARTLAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4821 PEBBLE BEACH DR, SEBRING, FL 33872-1737

Mortgage

Document Number0002120430
DateOct 24, 2022
Book Page2937/918
Instrument2120430
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,418 (+42.99%)$356,840 (+20.27%) Land $46,508 Building $310,332
2024$3,453.00 (+36.75%)
2023$2,525.00 (+3.61%) Homeowner's exemption$198,207 (+4.98%)$296,708 (+13.9%) Land $38,756 Building $257,952
2022$2,437.00 Homeowner's exemption$188,803$260,497 Land $36,172 Building $224,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

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