Highlands County property record for 4821 Coco Palm Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,878 sqft · built 1979 |
| Lot Size | 0.264 acres (11,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Dec 2017) |
| Tax Bill | $1,107 (2024) |
| Deeds & Mortgages | Mar 2020 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C334911000600020 |
| Primary APN | C334911000600020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 11,536 sqft (0.264 acres) |
| Lot Dimensions | 153 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 248 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C334911000600020 |
|---|---|
| Street Address | 4821 COCO PALM DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-5304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING VILLAS 1ST ADD PB 4-PG 83 LOT 2 BLK 6 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | SEBRING VILLAS 1ST ADD |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 961201 |
4821 Coco Palm Dr is owned and occupied by two individuals who bought it in December 2017.
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4821 COCO PALM DR, SEBRING, FL 33870-5304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 19, 2017 | Warranty Deed, Transfer · Conventional with PMI NOEL DURRANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | Sep 1, 2015 · Amount on File |
| Deed Document Number | 1877377 |
| Deed Book / Page | 2612 / 1370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4821 COCO PALM DR, SEBRING, FL 33870-5304 |
| Document Number | 0001981544 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4821 COCO PALM DR SEBRING FL 338705304, SEBRING, FL 33870-5304 |
| Document Number | 0001981544 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 002747/000241 |
| Instrument | 1981544 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 4821 COCO PALM DR, SEBRING, FL 33870-5304 |
| Document Number | 0001877377 |
| Book / Page | 002612 / 001370 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 1877377 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4821 COCO PALM DR SEBRING FL 338705304, SEBRING, FL 33870-5304 |
| Document Number | 1877378 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 002612/001372 |
| Instrument | 1877378 |
| Name | NOEL DURRANCE |
|---|---|
| Address | PO BOX 629, SEBRING, FL 33871-0629 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 18, 2032 |
| Rate | 5% |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,532 | $183,025 Land $6,060 Building $176,965 | |
| 2024 | $1,107.00 (+4.43%) | ||
| 2023 | $1,060.00 (+3.11%) Homeowner's exemption | $92,966 (+3%) | $199,112 (+16.01%) Land $6,060 Building $193,052 |
| 2022 | $1,028.00 Homeowner's exemption | $90,258 | $171,638 Land $4,545 Building $167,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4821 Coco Palm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4821 Coco Palm Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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