Winnebago County property record for 4821 Cabot Ln, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,468 sqft · built 2005 |
| Lot Size | 0.347 acres (15,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,900 (Apr 2005) |
| Tax Bill | $7,126 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610456004 |
| Primary APN | 1610456004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,468 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Basement Area | 1,734 sqft |
| Finished Basement | 1,734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,114 sqft (0.347 acres) |
| Garage Area | 792 sqft |
| Driveway | Driveway |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4821 CABOT LN |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENFIELD CROSSING NO 7 PT S 1/2 SEC 10-43-2 LOT 218 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | PENFIELD XING 07 |
| Legal Lot Number | 218 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 3705 |
4821 Cabot Ln is owned and occupied by two individuals who bought it in April 2005.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4821 CABOT LN, CHERRY VALLEY, IL 61016-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2005 · Amount on File |
| Deed Sale | Apr 15, 2005 · Amount on File |
| Deed Document Number | 2005523616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4821 CABOT LN, CHERRY VALLEY, IL 61016-9145 |
| Document Number | 0001016408 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4821 CABOT LN CHERRY VALLEY IL 610169145, CHERRY VALLEY, IL 61016-9145 |
| Document Number | 0001016408 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 1016408 |
| Name | ILLINOIS ST POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, IL 62703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 21, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
The 2025 property tax bill for 4821 Cabot Ln was $7,126 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,126.00 | $105,111 Land $17,501 Building $87,610 | $315,333 Land $52,503 Building $262,830 |
| 2022 | Homeowner's exemption | $78,843 Land $13,410 Building $65,433 | $236,529 Land $40,230 Building $196,299 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4821 Cabot Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1999) |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4821 Cabot Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures