4820 W Eddy St, Chicago, IL 60641 Property Records

Cook County property record for 4820 W Eddy St, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1917
Lot Size	0.108 acres (4,687 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2014)
Tax Bill	$5,845 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-401-051`

Property Details

APN / Parcel Number

Primary APN	`13-21-401-051`
Alternative APN	`13-21-401-051-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,687 sqft (0.108 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4820 W EDDY ST
City	CHICAGO
State	IL
Zip	60641-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(HIELD) & (MARTINS)(ADDISON) AVE SUB OF N1/3 OF NH SE SEC 21-40-13
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	HIELD & MARTINS ADDISON
Legal Block	1
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3000
Census Tract	151002

Owner

4820 W Eddy St is owned and occupied by an individual who bought it in May 2014.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4820 W EDDY ST, CHICAGO, IL 60641-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2014 · Amount on File
Deed Sale	May 20, 2014 · Amount on File
Prior Sale	Dec 6, 2001 · Amount on File
Deed Document Number	201433124
Prior Transfer Date	Oct 4, 1997
Prior Transfer Doc	0000000069
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4820 W EDDY ST, CHICAGO, IL 60641-3547
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 W EDDY ST, CHICAGO, IL 60641-3547

Mortgage

Document Number	0033222170
Date	Nov 28, 2025
Instrument	2533222170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.5%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4820 W EDDY ST, CHICAGO, IL 60641-3547
Transaction Type	Mortgage
Record Updated	Feb 8, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 W EDDY ST, CHICAGO, IL 60641-3547

Mortgage

Document Number	0003113115
Date	Jan 31, 2024
Instrument	2403113115

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

Interest

Rate	6.5%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4820 W EDDY ST, CHICAGO, IL 60641-3547
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 W EDDY ST, CHICAGO, IL 60641-3547

Mortgage

Document Number	0035446117
Date	Dec 20, 2022
Instrument	2235446117

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 Land $14,530 Building $23,470	$380,000 Land $145,300 Building $234,700
2023	$5,845.00 (+3%)
2022	$5,675.00 Homeowner's exemption	$31,000 Land $11,717 Building $19,283	$310,000 Land $117,170 Building $192,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4820 W Eddy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4820 W Eddy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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