4820 Turkey Sag Rd, Keswick, VA 22947 Property Records

Albemarle County property record for 4820 Turkey Sag Rd, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1986
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,632 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04900-00-00-005E0`

Property Details

APN / Parcel Number

Primary APN	`04900-00-00-005E0`
Alternative APN	`14336`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,272 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	456 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4820 TURKEY SAG RD
City	KESWICK
State	VA
Zip	22947-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 2
Legal Subdivision	ROUDABUSH GREENE & GALE INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1012
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4820 Turkey Sag Rd is owned and occupied by an individual.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4820 TURKEY SAG RD, KESWICK, VA 22947-1601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 12, 2021	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 13, 2026
Property Address	4820 TURKEY SAG RD, KESWICK, VA 22947-1601
Document Number	0000006844
Instrument Date	Jul 1, 2026
Instrument	20266844
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 TURKEY SAG RD, KESWICK, VA 22947-1601

Mortgage

Document Number	0000006844,
Date	Jul 13, 2026
Instrument	20266844

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 12, 2021
Property Address	4820 TURKEY SAG RD, KESWICK, VA 22947-1601
Document Number	5573/582
Book / Page	5573 / 582
Map Reference	MB 810 PG 694
Instrument Date	Jun 30, 2021
Instrument	2021-00012207
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4820 TURKEY SAG RD, KESWICK, VA 22947-1601

Mortgage

Document Number	202100012208
Date	Jul 12, 2021
Instrument	2021-00012208

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4820 Turkey Sag Rd was $3,632, up 5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,632.00 (+5%)	$406,300 (+4.99%) Land $107,100 Building $299,200	$406,300 (+4.99%) Land $107,100 Building $299,200
2025	$3,459.00	$387,000 Land $107,100 Building $279,900	$387,000 Land $107,100 Building $279,900
2023	$2,916.00	$341,500 Land $98,300 Building $243,200	$341,500 Land $98,300 Building $243,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4820 Turkey Sag Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 Turkey Sag Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Turkey Sag Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures