Union County property record for 4820 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,100 sqft Living Area |
| Lot Size | 2,570 sqft (0.059 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $191,000 (2018) |
| Tax Bill | $2,690.00 (2025) |
| Primary APN | 09-363-346 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,100 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 2,570 sqft (0.059 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 200 sqft Garage |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4820 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #24 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ365 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-346
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Feb 11, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Dec 19, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Feb 11, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| May 31, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Nov 03, 2014 · Amount on Record |
| Deed Doc Number | 201814699 |
| Deed Book / Page | 7166 / 418 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0007802350 |
|---|---|
| Date | Sep 09, 2020 |
| Book Page | 7802/350 |
| Instrument | 35494 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000839787 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 8397/87 |
| Instrument | 5387 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Document Number | 7549232 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4820 TRADD CIR MONROE NC 281105644, MONROE, NC 28110-5644 |
| Document Number | 7549232 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 007549/000232 |
| Instrument | 40404 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Document Number | 7312566 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4820 TRADD CIR MONROE NC 281105644, MONROE, NC 28110-5644 |
| Document Number | 7312566 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 007312/000566 |
| Instrument | 3619 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 31, 2018 |
| Property Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Document Number | 0007166418 |
| Book / Page | 7166 / 418 |
| Map Reference | CAB J FILE 365 |
| Instrument Date | May 31, 2018 |
| Instrument | 0014699 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4820 TRADD CIR, MONROE, NC 28110-5644 |
| Document Number | 0000014700 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 0014700 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,690.00 (+12.74%) | $307,800 (+40.68%) Land $60,400 Building $247,400 | $307,800 (+40.68%) Land $60,400 Building $247,400 |
| 2023 | $2,386.00 | $218,800 Land $41,000 Building $177,800 | $218,800 Land $41,000 Building $177,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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