4820 Stone Dr, Conover, NC 28613 Property Records

Catawba County property record for 4820 Stone Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,031 sqft · built 2022
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Feb 2023)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3744-18-22-8052`

Property Details

APN / Parcel Number

Primary APN	`3744-18-22-8052`
Alternative APN	`0403304`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,031 sqft Living Area
1st Floor Area	774 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	239 ft deep x 100 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	4820 STONE DR
City	CONOVER
State	NC
Zip	28613-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 130 PLAT 56-136
Legal Subdivision	MILL STONE PH 5
Legal Lot Number	130
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1009
Census Tract	10203

Owner

Source: Catawba County assessment roll, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4820 STONE DR, CONOVER, NC 28613-7125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Feb 22, 2023	Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	20233024
Deed Book / Page	3795 / 324
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	May 19, 2026
Property Address	4820 STONE DR, CONOVER, NC 28613-7125
Document Number	0000009898
Book / Page	4021 / 806
Instrument Date	Apr 20, 2026
Instrument	20269898
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 STONE DR, CONOVER, NC 28613-7125

Mortgage

Document Number	0000009898,
Date	May 19, 2026
Book Page	4021/806
Instrument	20269898

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Mar 1, 2053

Interest

Rate	6.22%
Max Rate	-1%

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Feb 22, 2023
Property Address	4820 STONE DR, CONOVER, NC 28613-7125
Document Number	0037950324
Book / Page	3795 / 324
Map Reference	MB 6 PG 136
Instrument Date	Feb 21, 2023
Instrument	3024
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR #300300, 300300, CONOVER, NC 28613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 STONE DRIVE, NORCROSS, GA 30071

Mortgage

Document Number	0000003025
Date	Feb 22, 2023
Instrument	3025

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,600 (-) Land $25,100 Building $239,500
2025	$1,054.00 (-23.73%)	$264,600 (+2,906.82%) Land $25,100 Building $239,500
2024	$1,382.00 (+3.99%)
2023	$1,329.00	$8,800	$264,600 Land $25,100 Building $239,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING HAVEN S/D WATER SYSTEM private · serves 320 people · EPA ID NC0118246
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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