Brevard County property record for 4820 Springwater Cir, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,569 sqft · built 1994 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Jul 2004) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 26-37-30-51-*-13 |
| Primary APN | 26-37-30-51-*-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,569 sqft Living Area |
| Gross Area | 3,284 sqft |
| 1st Floor Area | 1,582 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 231 sqft |
| Deck Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2615625 |
|---|---|
| Street Address | 4820 SPRINGWATER CIR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2(3) |
| Legal Description | SUMMER BROOK SECTION ONE LOT 13 |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | SUMMER BROOK SECTION ONE |
| Legal Lot Number | 13 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 64127 |
4820 Springwater Cir is owned and occupied by two individuals who bought it in July 2004.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4820 SPRINGWATER CIR, MELBOURNE, FL 32940-7137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2004 · Amount on File |
| Deed Sale | Jul 2, 2004 · Amount on File |
| Prior Sale | Nov 4, 1998 · Amount on File |
| Deed Document Number | 2004208693 |
| Deed Book / Page | 5327 / 5145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4820 SPRINGWATER CIR, MELBOURNE, FL 32940-7137 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4820 SPRINGWATER CIR, MELBOURNE, FL 32940-7137 |
| Document Number | 0100171125 |
|---|---|
| Date | Mar 18, 2024 |
| Book Page | 10017/1125 |
| Instrument | 2024055187 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 17, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4820 SPRINGWATER CIR, MELBOURNE, FL 32940-7137 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0092061399 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 9206/1399 |
| Instrument | 2021197003 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 4820 Springwater Cir was $2,796 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,350 (+2.7%) | $426,450 (-2.61%) | |
| 2025 | $2,796.00 Homeowner's exemption | $193,140 | $437,890 Land $75,000 Building $362,890 |
| 2023 | $2,578.00 (+6.75%) Homeowner's exemption | $182,240 (+3%) | $449,310 (+10.54%) Land $80,000 Building $369,310 |
| 2022 | $2,415.00 Homeowner's exemption | $176,940 | $406,470 Land $80,000 Building $326,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4820 Springwater Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 206 in force |
| Nearby Flood Claims | 22 (1995–2024) |
| Claims Outside the SFHA | 20 of 22 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4820 Springwater Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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