Highlands County property record for 4820 Silver Palm Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,806 sqft · built 1979 |
| Lot Size | 0.521 acres (22,726 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,900 (Jun 2005) |
| Tax Bill | $1,457 (2024) |
| Deeds & Mortgages | Mar 2023 Transfer Sep 2020 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C334911000400180 |
| Primary APN | C334911000400180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,806 sqft Living Area |
| 1st Floor Area | 3,343 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 22,726 sqft (0.521 acres) |
| Lot Dimensions | 151 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 532 sqft |
| Driveway | Driveway |
| Driveway Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 387 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C334911000400180 |
|---|---|
| Street Address | 4820 SILVER PALM DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-5367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING VILLAS 1ST ADD PB 4-PG 83 LOTS 18 + 19 BLK 4 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | SEBRING VILLAS 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 18-19 19 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 961201 |
4820 Silver Palm Dr is owned and occupied by an individual who acquired it in March 2023.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK |
| Sep 7, 2020 | Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK |
| Sep 7, 2020 | Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK |
| Jun 30, 2017 | Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK |
| Jun 19, 2017 | Loan Modification, Mortgage · Conventional Mortgage WAUCHULA ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2005 · Amount on File |
| Deed Sale | Jun 24, 2005 · Amount on File |
| Prior Sale | Jun 24, 2005 · Amount on File |
| Deed Document Number | 0001326390 |
| Deed Book / Page | 1867 / 0393 |
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0002142247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Number | 0002142247 |
| Book / Page | 2963 / 1961 |
| Map Reference | MB 4 PG 83 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2142247 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Number | 0002000625 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4820 SILVER PALM DR SEBRING FL 338705367, SEBRING, FL 33870-5367 |
| Document Number | 0002000625 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 002775/001364 |
| Instrument | 2000625 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKE PLACID, FL 33852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Number | 0002006281 |
| Instrument Date | Sep 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4820 SILVER PALM DR SEBRING FL 338705367, SEBRING, FL 33870-5367 |
| Document Number | 0002006281 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 002783/001111 |
| Instrument | 2006281 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKE PLACID, FL 33852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 11, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Number | 0002000627 |
| Instrument Date | Sep 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4820 SILVER PALM DR SEBRING FL 338705367, SEBRING, FL 33870-5367 |
| Document Number | 0002000627 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 002775/001367 |
| Instrument | 2000627 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKE PLACID, FL 33852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 29, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Number | 0001859890 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4820 SILVER PALM DR SEBRING FL 338705367, SEBRING, FL 33870-5367 |
| Document Number | 0001859890 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 002590/000771 |
| Instrument | 1859890 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKE PLACID, FL 33852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 18, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4820 SILVER PALM DR, SEBRING, FL 33870-5367 |
| Document Number | 0001859621 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4820 SILVER PALM DR SEBRING FL 338705367, SEBRING, FL 33870-5367 |
| Document Number | 0001859621 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 002590/000046 |
| Instrument | 1859621 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKE PLACID, FL 33852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Jul 16, 2020 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,427 | $319,100 Land $12,000 Building $307,100 | |
| 2024 | $1,457.00 (+4.97%) | ||
| 2023 | $1,388.00 (-1.42%) Homeowner's exemption Widower's exemption | $113,624 (+3%) | $348,487 (+15.48%) Land $12,000 Building $336,487 |
| 2022 | $1,408.00 Homeowner's exemption Widower's exemption | $110,315 | $301,761 Land $9,000 Building $292,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4820 Silver Palm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4820 Silver Palm Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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