4820 S 7th St, Phoenix, AZ 85040 Property Records

Maricopa County property record for 4820 S 7th St, Phoenix, AZ 85040

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,839 sqft · built 2005
Lot Size	0.239 acres (10,437 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (May 2018)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`113-36-020A`

Property Details

APN / Parcel Number

Primary APN	`113-36-020A`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,437 sqft (0.239 acres)
Parking Spaces	2 Parking Spaces
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4820 S 7TH ST
City	PHOENIX
State	AZ
Zip	85040-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-H
Legal Description	FISHER HOMES LOT 19 EX E 7'
Legal Range	03E
Legal Township	01N
Legal Section	29
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	FISHER HOMES
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	115801

Owner

4820 S 7th St is owned and occupied by two individuals who bought it in May 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4820 S 7TH ST, PHOENIX, AZ 85040-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 16, 2018	Warranty Deed, Transfer · Conventional with PMI ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Prior Sale	Apr 10, 2012 · Amount on File
Deed Document Number	20180375645
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4820 S 7TH ST, PHOENIX, AZ 85040-2222
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 S 7TH ST, PHOENIX, AZ 85040-2222

Mortgage

Document Number	0000799555
Date	Jul 23, 2021
Instrument	20210799555

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4820 S 7TH ST, PHOENIX, AZ 85040-2222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180562
Date	Mar 9, 2018
Instrument	20180180562

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 16, 2018
Property Address	4820 S 7TH ST, PHOENIX, AZ 85040-2222
Document Number	0000375645
Instrument Date	Apr 24, 2018
Instrument	375645
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4820 S 7TH ST PHOENIX AZ 850402222, PHOENIX, AZ 85040-2222

Mortgage

Document Number	375646
Date	May 16, 2018
Instrument	375646

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4820 S 7th St was $1,602.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,680	$356,800 Land $71,300 Building $285,500
2025	$1,602.00
2024		$33,570	$335,700 Land $67,100 Building $268,600
2023	$1,513.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4820 S 7th St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 S 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25

May also be available: GeoLinks, Verizon.

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