4820 Ridge Rd, Anderson, IN 46013 Property Records

Madison County property record for 4820 Ridge Rd, Anderson, IN 46013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,903 sqft · built 1956
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$408 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2751-A-3Z`

Property Details

APN / Parcel Number

Primary APN	`18-2751-A-3Z`
Alternative APNs	`48-11-26-400-069.000-003` `00001172527`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	80 ft deep x 178 ft wide

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00001172527
Street Address	4820 RIDGE RD
City	ANDERSON
State	IN
Zip	46013-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2 SE PLAT 11-3 0.3000ACRES STR: 26197 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2018
Census Tract	1801

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4820 RIDGE RD, ANDERSON, IN 46013-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Guardian's Deed, Transfer
Jul 17, 2023	Warranty Deed, Transfer
Jan 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023
Deed Sale	Jul 17, 2023
Prior Sale	Jul 17, 2023
Deed Document Number	20239815
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	2020R01149
Record Updated	Sep 20, 2026

July 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	MADISON IN
Recording Date	Jul 17, 2023
Property Address	4820 RIDGE RD, ANDERSON, IN 46013-1138
Document Number	2023R09815
Instrument Date	Jul 14, 2023
Instrument	2023R09815
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 RIDGE RD, ANDERSON, IN 46013-1138

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 17, 2023
Property Address	4820 RIDGE RD, ANDERSON, IN 46013-1138
Document Number	2023R09814
Instrument Date	Jul 14, 2023
Instrument	2023R09814
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 RIDGE RD, ANDERSON, IN 46013-1138

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Jan 23, 2020
Property Address	4820 RIDGE RD, ANDERSON, IN 46013-1138
Document Number	2020R01149
Instrument Date	Dec 13, 2019
Instrument	2020R01149
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 RIDGE RD, ANDERSON, IN 46013-1138

Mortgage

Document Number	2020R01150
Date	Jan 23, 2020
Instrument	2020R01150

Lender

Name	LOAN DEPOT INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00 (-38.09%) Homeowner's exemption	$65,700 (+14.66%) Land $13,400 Building $52,300	$65,700 (+14.66%) Land $13,400 Building $52,300
2024	$659.00
2023		$57,300 (-) Land $12,800 Building $44,500	$57,300 (-) Land $12,800 Building $44,500
2022		$57,300 Land $12,400 Building $44,900	$57,300 Land $12,400 Building $44,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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