4820 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 4820 Rapids Rd, Franklin, KY 42134 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,048 sqft · built 1988
Lot Size2.37 acres (103,499 sqft)
OwnerIndividual Name on File
Tax Bill$1,504 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN055-00-00-010.00

Property Details

APN / Parcel Number

Primary APN055-00-00-010.00
Alternative APN
  • 2492

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,048 sqft Living Area

Exterior

Year BuiltBuilt 1988
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area103,499 sqft (2.37 acres)
PorchPorch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOil

Location & Zoning

Street Address4820 RAPIDS RD
CityFRANKLIN
StateKY
Zip42134-7331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4820 RAPIDS ROAD
JurisdictionSIMPSON KY
Township / Civil DivisionEAST SIMPSON
Census Block Group2
Census Block2002
Census Tract970100

Owner

Source: Simpson County records · APN 055-00-00-010.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4820 RAPIDS RD, FRANKLIN, KY 42134-7331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2012
Deed SaleOct 11, 2012
Deed Document Number1109983
Deed Book / Page300 / 223
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address4820 RAPIDS RD, FRANKLIN, KY 42134-7331
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4820 RAPIDS RD, FRANKLIN, KY 42134-7331

Mortgage

Document NumberM442/767
DateFeb 28, 2018
Book PageM442/767
Instrument1185084
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressFRANKLIN, KY 42135
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,504.00 (-5.76%)$171,500 (-)$171,500 (-)
2023$1,596.00$171,500$171,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
Franklin Electric Plant BoardFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rapids Rd

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