Polk County property record for 4820 Peniel Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1967 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,500 (Dec 2024) |
| Tax Bill | $1,464 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P85-72 |
| Primary APN | P85-72 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,232 sqft Finished Area |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 169,884 sqft (3.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 50247 |
|---|---|
| Street Address | 4820 PENIEL RD |
| City | TRYON |
| State | NC |
| Zip | 28782-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100C, 100C 100C COUNTY RURAL |
| Legal Subdivision | C COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 920103 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4820 PENIEL RD, TRYON, NC 28782-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on File |
| Deed Sale | Dec 27, 2024 · Amount on File |
| Prior Sale | May 1, 2002 |
| Deed Book / Page | 489 / 912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 4820 PENIEL RD, TRYON, NC 28782-8818 |
| Document Number | 00498/1927 |
| Book / Page | 498 / 1927 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4820 PENIEL RD, TRYON, NC 28782-8818 |
| Document Number | 0498001927, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 498/1927 |
| Name | HOMETRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 25, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,464.00 | $280,086 (-) Land $77,700 Building $202,386 | $280,086 (-) Land $77,700 Building $202,386 |
| 2025 | $1,464.00 (+36.95%) | $280,086 (+66.79%) Land $77,700 Building $202,386 | $280,086 (+66.79%) Land $77,700 Building $202,386 |
| 2023 | $1,069.00 | $167,925 Land $49,800 Building $118,125 | |
| 2021 | $167,925 Land $49,800 Building $118,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures