Madison County property record for 4820 Oak Ridge Dr, Roxana, IL 62084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,672 sqft · built 1996 |
| Lot Size | 1.05 acres (45,967 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Dec 2009) |
| Tax Bill | $6,057 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2018 Mortgage + 1 more |
| APN | 15-2-09-31-03-302-014 |
| Primary APN | 15-2-09-31-03-302-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 45,967 sqft (1.05 acres) |
| Lot Dimensions | 295 ft deep x 155 ft wide |
| Garage Type | Attached |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4820 OAK RIDGE DR |
|---|---|
| City | ROXANA |
| State | IL |
| Zip | 62084-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK RIDGE MANOR LOT 14 155.82 X 295 |
| Legal Subdivision | OAK RIDGE MANOR |
| Legal Lot Number | 14 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | FORT RUSSELL |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 402803 |
4820 Oak Ridge Dr is owned and occupied by an individual who bought it in December 2009.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4820 OAK RIDGE DR, ROXANA, IL 62084-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Apr 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2009 · Amount on File |
| Deed Sale | Dec 4, 2009 · Amount on File |
| Deed Document Number | 200959261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 4820 OAK RIDGE DR, ROXANA, IL 62084-2808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000030621 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021R30621 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 4820 OAK RIDGE DR, ROXANA, IL 62084-2808 |
| Document Number | 0000012121 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4820 OAK RIDGE DR ROXANA IL 620842808, ROXANA, IL 62084-2808 |
| Document Number | 0000012121 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 12121 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 23, 2028 |
| Rate | 5.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 4820 OAK RIDGE DR, ROXANA, IL 62084-2808 |
| Document Number | 0000006077 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4820 OAK RIDGE DR ROXANA IL 620842808, ROXANA, IL 62084-2808 |
| Document Number | 0000006077 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 6077 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 27, 2033 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 4820 Oak Ridge Dr was $6,057 with a homeowner's exemption, up 8.1% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Fort Russell Township |
| Unified School District | Roxana Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,057.00 (+8.12%) | $111,660 Land $19,680 Building $91,980 | $334,980 Land $59,040 Building $275,940 |
| 2024 | $5,602.00 | ||
| 2022 | $5,086.00 | $89,540 Land $15,780 Building $73,760 | $268,889 Land $47,387 Building $221,502 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 4820 Oak Ridge Dr; there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2016) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4820 Oak Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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