4820 McCrary Rd, Semmes, AL 36575 Property Records

Mobile County property record for 4820 McCrary Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1987
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Tax Bill	$289 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022406140000079003`

Property Details

APN / Parcel Number

Primary APN	`R022406140000079003`
Alternative APNs	`24 06 14 0 000 079.003` `01847201` `1847201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,244 sqft
Upper Floors Area	160 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	59,242 sqft (1.36 acres)

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1847201
Street Address	4820 MCCRARY RD
City	SEMMES
State	AL
Zip	36575-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BEECH ESTS MBK 59 PG 34 #SEC 14 T3S R3W #MP24 06 14 0 000
Legal Range	03S
Legal Township	03S
Legal Section	14
Legal Subdivision	BEECH ESTS
Legal Lot Number	3
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1047
Census Tract	6102

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4820 MCCRARY RD, SEMMES, AL 36575-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2008
Deed Sale	Jul 8, 2008
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	200848583
Deed Book / Page	6407 / 348
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0000047321
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Oct 13, 2026
Property Address	4820 MCCRARY RD, SEMMES, AL 36575-4404
Document Number	0000061632
Instrument Date	Sep 11, 2026
Instrument	202661632
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MCCRARY RD, SEMMES, AL 36575-4404

Mortgage

Document Number	0000061632,
Date	Oct 13, 2026
Instrument	202661632

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	4.25%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jul 13, 2026
Property Address	4820 MCCRARY RD, SEMMES, AL 36575-4404
Document Number	0000041750
Instrument Date	Jul 2, 2026
Instrument	202641750
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MCCRARY RD, SEMMES, AL 36575-4404

Mortgage

Document Number	0000041750,
Date	Jul 13, 2026
Instrument	202641750

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4820 MCCRARY RD, SEMMES, AL 36575-4404
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MCCRARY RD, SEMMES, AL 36575-4404

Mortgage

Document Number	0000068021
Date	Nov 14, 2025
Instrument	2025068021

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4820 MCCRARY RD, SEMMES, AL 36575-4404
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MCCRARY RD, SEMMES, AL 36575-4404

Mortgage

Document Number	0000039323
Date	Jul 3, 2023
Instrument	2023039323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$8,110 (+3.18%) Land $2,250 Building $5,860	$81,100 (+3.18%) Land $22,500 Building $58,600
2024	$289.00 (-0.34%) Homeowner's exemption Senior Citizen's exemption	$7,860 (+6.65%) Land $2,250 Building $5,610	$78,600 (+6.65%) Land $22,500 Building $56,100
2023	$290.00 Homeowner's exemption	$7,370 Land $2,250 Building $5,120	$73,700 Land $22,500 Building $51,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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