Frederick County property record for 4820 Marsden Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,054 sqft · built 2001 |
| Lot Size | 0.326 acres (14,212 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Sep 2021) |
| Tax Bill | $6,281 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-033328 |
| Primary APN | 01-033328 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,054 sqft Living Area |
| Gross Area | 3,474 sqft |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,212 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 033328 |
|---|---|
| Street Address | 4820 MARSDEN CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 203 PLAT 8 SECTION 1-14,212 SQ. FT. WELLINGTON TRACE |
| Legal Subdivision | WELLINGTON TRACE SEC 01 08 |
| Legal Lot Number | 203 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 752301 |
4820 Marsden Ct is owned and occupied by two individuals who bought it in September 2021.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 27, 2021 | Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Aug 14, 2018 | Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | Aug 14, 2018 · Amount on File |
| Deed Book / Page | 15327 / 500 |
| Prior Transfer Date | Apr 25, 2012 |
| Prior Transfer Doc | 0088670290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Document Number | 0144730303 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 14473/303 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 27, 2021 |
| Property Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Document Number | 0153270500 |
| Book / Page | 15327 / 500 |
| Map Reference | MB 64 PL 160 |
| Instrument Date | Sep 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Document Number | 15327507 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 15327/507 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 14, 2018 |
| Property Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Document Number | 0125700147 |
| Book / Page | 12570 / 0147 |
| Map Reference | MB64 PL160 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4820 MARSDEN CT, FREDERICK, MD 21703-6858 |
| Document Number | 0012570154 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 12570/154 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 4820 Marsden Ct was $6,281, up 10.5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,667 (+8.85%) | $596,500 (-) Land $119,400 Building $477,100 | |
| 2025 | $6,281.00 (+10.54%) | $506,833 | $596,500 Land $119,400 Building $477,100 |
| 2024 | $5,682.00 (+8.91%) | ||
| 2023 | $5,217.00 | $437,633 | $462,000 Land $104,600 Building $357,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4820 Marsden Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4820 Marsden Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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