4820 Live Oak Ave, Oakley, CA 94561 Property Records

Contra Costa County property record for 4820 Live Oak Ave, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1970
Lot Size	1.15 acres (50,388 sqft)
Owner	Trust Name on File
Last Sale	$760,000 (May 2019)
Tax Bill	$7,641 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-100-016-9`

Property Details

APN / Parcel Number

Primary APN	`041-100-016-9`
Alternative APN	`041-100-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1971
Lot Area	50,388 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4820 LIVE OAK AVE
City	OAKLEY
State	CA
Zip	94561-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL MAP 5 PG 5 PCL B EX 1/2 MR
Legal Tract	5PM5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	302013

Owner

4820 Live Oak Ave is owner-occupied and held in a trust since April 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	4820 LIVE OAK AVE, OAKLEY, CA 94561-4132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Deed of Trust, Mortgage · ARM SAFE CU
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 21, 2020	Quit Claim Deed, Transfer OTHER
May 17, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	201972200
Last Transfer Date	Apr 7, 2020
Transfer Doc	0000097151
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4820 LIVE OAK AVE, OAKLEY, CA 94561-4132
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205282
Date	Oct 31, 2017
Instrument	2017-205282

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4820 LIVE OAK AVE, OAKLEY, CA 94561-4132
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 LIVE OAK AVE, OAKLEY, CA 94561-4132

Mortgage

Document Number	0000228709
Date	Oct 6, 2020
Instrument	2020-228709

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 21, 2020
Property Address	4820 LIVE OAK AVE, OAKLEY, CA 94561-4132
Document Number	0000097151
Instrument Date	Apr 7, 2020
Instrument	97151
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4820 LIVE OAK AVE OAKLEY CA 945614132, OAKLEY, CA 94561-4132

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 17, 2019
Property Address	4820 LIVE OAK AVE, OAKLEY, CA 94561-4132
Document Number	0000072200
Instrument Date	May 15, 2019
Instrument	72200
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 LIVE OAK AVE OAKLEY CA 945614132, OAKLEY, CA 94561-4132

Mortgage

Document Number	72201
Date	May 17, 2019
Instrument	72201

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4820 Live Oak Ave was $7,641 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$864,745 (+2%) Land $455,129 Building $409,616
2025	$7,641.00 Disabled Person's exemption Veteran's exemption	$847,790 Land $446,205 Building $401,585
2023	$7,412.00 (+0.5%) Disabled Person's exemption Veteran's exemption	$814,871 Land $428,879 Building $385,992
2022	$7,375.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4820 Live Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 Live Oak Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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