4820 Kilt Ct, Leesburg, FL 34748 Property Records

Lake County property record for 4820 Kilt Ct, Leesburg, FL 34748

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,682 sqft · built 2001
Lot Size	0.15 acres (6,568 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2022)
Tax Bill	$3,887 (2024)
Deeds & Mortgages	Oct 2022 Sale Feb 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-24-1825-000-91700`

Property Details

APN / Parcel Number

Primary APN	`13-21-24-1825-000-91700`
Alternative APN	`3794635`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,568 sqft (0.15 acres)
Garage Type	Finished
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	467 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3794635
Street Address	4820 KILT CT
City	LEESBURG
State	FL
Zip	34748-7588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL HIGHLANDS PHASE 1-E SUB LOT 917 PB 43 PGS 66-69 ORB 6044 PG 1520
Legal Range	24E
Legal Township	21S
Legal Section	13
Legal Subdivision	ROYAL HIGHLANDS
Legal Phase	1
Legal Tract	1825
Legal Lot Number	917
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	3
Census Block	3058
Census Tract	31203

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4820 KILT CT, LEESBURG, FL 34748-7588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 7, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jan 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Apr 13, 2018
Deed Document Number	0060441520
Deed Book / Page	6044 / 1520
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 26, 2022
Property Address	4820 KILT CT, LEESBURG, FL 34748-7588
Document Number	0060441520
Book / Page	6044 / 1520
Map Reference	MB 43 PG 66-69
Instrument Date	Oct 26, 2022
Instrument	2022141288
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 TAMARISK WAY, LEESBURG, FL 34748-8614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 KILT CT, LEESBURG, FL 34748-7588

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4820 KILT CT, LEESBURG, FL 34748-7588
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052331205
Date	Feb 7, 2019
Book Page	5233/1205
Instrument	2019014880

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	868 Months
Due	Jun 27, 2091

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	4820 KILT CT, LEESBURG, FL 34748-7588
Document Number	0052331222
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 KILT CT LEESBURG FL 347487588, LEESBURG, FL 34748-7588

Mortgage

Document Number	0052331222
Date	Feb 7, 2019
Book Page	005233/001222
Instrument	14881

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Feb 6, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.29%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Apr 13, 2018
Property Address	4820 KILT CT, LEESBURG, FL 34748-7588
Document Number	0050950954
Book / Page	005095 / 000954
Instrument Date	Apr 11, 2018
Instrument	43465
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4820 KILT CT LEESBURG FL 347487588, LEESBURG, FL 34748-7588

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,792 (+3.51%) Land $55,125 Building $223,667	$278,792 (+3.51%) Land $55,125 Building $223,667
2024	$3,887.00 (+6.84%)
2023	$3,638.00 (+187.13%) Homeowner's exemption	$269,342 (+103.58%)	$269,342 (+38.1%) Land $55,125 Building $214,217
2022	$1,267.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption Widower's exemption	$132,300	$195,040 Land $36,000 Building $159,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEESBURG/ROYAL HIGHLANDS serves 3,248 people · EPA ID FL3354929
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF LEESBURG
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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