4820 Gray St, Denver, CO 80212 Property Records

Denver City property record for 4820 Gray St, Denver, CO 80212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,201 sqft · built 1954
Lot Size	0.143 acres (6,210 sqft)
Owner	2 Individual Names on File
Last Sale	$539,000 (Mar 2024)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
APN	`03134-17-008-000`

Property Details

APN / Parcel Number

Primary APN	`03134-17-008-000`
Alternative APNs	`690313417008` `161004241`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	1,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	6,210 sqft (0.143 acres)
Garage Type	Detached
Garage Area	356 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4820 GRAY ST
City	DENVER
State	CO
Zip	80212-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	INSPIRATION SUB B2 L9
Legal Subdivision	INSPIRATION SUB
Legal Block	1
Legal Lot Number	9
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1022
Census Tract	15400

Owner

4820 Gray St is owned and occupied by two individuals who bought it in March 2024.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4820 GRAY ST, DENVER, CO 80212-2727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 8, 2024	Warranty Deed, Transfer · Conventional Mortgage NMSI INC
Jul 28, 2017	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	202419080
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4820 GRAY ST, DENVER, CO 80212-2727
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 GRAY ST, DENVER, CO 80212-2727

Mortgage

Document Number	0000104759
Date	Oct 22, 2025
Instrument	2025104759

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 8, 2024
Property Address	4820 GRAY ST, DENVER, CO 80212-2727
Document Number	0000019080
Instrument Date	Mar 6, 2024
Instrument	2024019080
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	FIRST ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.90
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4820 GRAY ST, DENVER, CO 80212-2727

Mortgage

Document Number	0000019081
Date	Mar 8, 2024
Instrument	2024019081

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jul 28, 2017
Property Address	4820 GRAY ST, DENVER, CO 80212-2727
Document Number	0000098830
Instrument Date	Jul 25, 2017
Instrument	2017098830
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 GRAY ST, DENVER, CO 80212-2727

Mortgage

Document Number	0000098831
Date	Jul 28, 2017
Instrument	2017098831

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4820 Gray St was $3,320.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00	$43,400 Land $17,490 Building $17,490	$615,600 Land $248,100 Building $367,500
2023	$2,795.00	$36,080 (+25.19%) Land $12,940 Building $23,140	$593,500 (+43.08%) Land $248,100 Building $345,400
2022		$28,820 Land $8,620 Building $20,200	$414,800 Land $124,100 Building $290,700
2021	$2,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4820 Gray St; there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4820 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveWireNet, Starry.

Nearby Properties on Gray St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures