4820 Fox Rd, Palmyra, NY 14522 Property Records

Ontario County and Farmington Town property record for 4820 Fox Rd, Palmyra, NY 14522

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,238 sqft · built 1957
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$314,980 (May 2026)
Tax Bill	$6,090 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Mar 2007 Mortgage + 2 more
APN	`1124-000-09`

Property Details

APN / Parcel Number

Primary APN	`1124-000-09`
Alternative APNs	`322800 10.00-1-57.000` `28000100000001057000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,238 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	768 sqft
Finished Basement	768 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	452 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1124-000-09
Street Address	4820 FOX RD
City	PALMYRA
State	NY
Zip	14522-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	2.12 ACRES
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	ONTARIO NY
Township / Civil Division	FARMINGTON
Census Block Group	3
Census Block	3002
Census Tract	50204

Owner

Source: Ontario County and Farmington Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	51 OXFORD ST, ROCHESTER, NY 14607-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage STATE FARM BANK
Mar 8, 2007	Deed of Trust, Mortgage MORGAN STANLEY
Mar 8, 2007	Deed of Trust, Mortgage MORGAN STANLEY
May 18, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Deed Document Number	2026202612317579
Deed Book / Page	1579 / 803
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	4820 FOX RD, PALMYRA, NY 14522-9408
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002780/0000000386
Date	Aug 25, 2017
Book Page	0000002780/0000000386

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 1, 2032

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	4820 FOX RD, PALMYRA, NY 14522-9408
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001903/0000000236
Date	Mar 8, 2007
Book Page	0000001903/0000000236

Lender

Name	MORGAN STANLEY
Type	Private Party

Agreement

Amount	Amount Recorded

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	4820 FOX RD, PALMYRA, NY 14522-9408
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001903/0000000184
Date	Mar 8, 2007
Book Page	0000001903/0000000184

Lender

Name	MORGAN STANLEY
Type	Private Party

Agreement

Amount	Amount Recorded
Term	310 Months
Due	Jan 1, 2033

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	May 18, 2026
Property Address	4820 FOX RD, PALMYRA, NY 14522-9408
Document Number	001579/803
Book / Page	1579 / 803
Instrument Date	May 12, 2026
Instrument	202612317579
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 18, 2026

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Ontario County and Farmington Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Farmington Town
Unified School District	Palmyra-Macedon Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,090.00 (-11.79%) Homeowner's exemption Veteran's exemption
2025	$6,904.00	$247,300 (+17.99%) Land $29,000 Building $218,300	$247,300 (+17.99%) Land $29,000 Building $218,300
2023		$209,600 Land $29,700 Building $179,900	$209,600 Land $29,700 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANANDAIGUA-FARMINGTON CONSOLIDATED W.D. serves 13,000 people · EPA ID NY3401151
Water Source	Purchased surface water from CANANDAIGUA CITY
Last State Inspection	Aug 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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