4820 FM 945 Rd N, Coldspring, TX 77331 Property Records

San Jacinto County property record for 4820 FM 945 Rd N, Coldspring, TX 77331

Property Summary

Property Type	Commercial
Details	3 bd · 1.5 ba · 4,577 sqft · built 1973
Lot Size	15.3 acres (669,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,900 (Jun 2019)
Tax Bill	$8,574 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0009-000-0400`

Property Details

APN / Parcel Number

Primary APN	`0009-000-0400`
Alternative APN	`40016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,577 sqft Gross Area
1st Floor Area	2,852 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	669,082 sqft (15.3 acres)
Garage Type	Attached
Garage Area	822 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	792 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0009-000-0400
Street Address	4820 FM 945 RD N
City	COLDSPRING
State	TX
Zip	77331-9056
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A009 JONATHAN S COLLARD, TRACT 12,40, 58, ACRES 15.36
Legal Subdivision	JONATHAN S COLLARD
Legal Tract	12,40,58
Legal Block	1
Jurisdiction	SAN JACINTO TX
Township / Civil Division	SHEPHERD-EVERGREEN
Census Block Group	1
Census Block	1008
Census Tract	200107

Owner

Source: San Jacinto County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4820 FM 945 RD N, COLDSPRING, TX 77331-9056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 21, 2019	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Oct 16, 2013
Deed Document Number	20193774
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0020193774
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	4820 FM 945 RD N, COLDSPRING, TX 77331-9056
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210850
Date	Feb 9, 2021
Instrument	20210850

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2050

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SAN JACINTO TX
Recording Date	Jun 21, 2019
Property Address	4820 FM 945 RD N, COLDSPRING, TX 77331-9056
Document Number	0020193774
Map Reference	FILE 2013005995
Instrument Date	Jun 19, 2019
Instrument	20193774
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 WESTCHESTER DR, 16, CONROE, TX 77304-1100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 FM 945 RD N, COLDSPRING, TX 77331-9056

Mortgage

Document Number	0020193775
Date	Jun 21, 2019
Instrument	20193775

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Jacinto County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	San Jacinto County
Unified School District	Coldspring-Oakhurst Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,574.00 (+16.21%) Homeowner's exemption	$664,000 (+13.76%) Land $299,460 Building $364,540	$664,000 (+13.76%) Land $299,460 Building $364,540
2023		$583,700 Land $213,930 Building $369,770	$583,700 Land $213,930 Building $369,770
2022	$7,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONE FIVE O WSC serves 3,094 people · EPA ID TX2040019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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