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4820 E Spencer Field Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4820 E Spencer Field Rd, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,845 sqft Heated Area
Lot Size14,985 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2020)
Tax Bill$2,164.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-1N-29-0000-00415-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,845 sqft Heated Area
Gross Area2,580 sqft Gross Area
1st Floor2,320 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area14,985 sqft (0.344 acres)
Depth X Width2,000 ft x 750 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area475 sqft Garage
PorchOpen Porch
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number111N290000004150000
Street Address4820 E SPENCER FIELD RD
CityPACE
StateFL
Zip32571-1203
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2020* COMMENCE AT NORTHWEST CORNER OF SECTION 11 TOWNSHIP 1 NORTH RANGE 29 WEST; THENCE SOUTH
Legal Range29W
Legal Township01N
Legal Section11
Legal SubdivisionOF AN UNRECORDED SUBDIVISION
Legal Phase1
Legal Lot Number1
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup3
Census Block3000
Census Tract10704

Owner

Source: Santa Rosa County records · APN 11-1N-29-0000-00415-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4820 E SPENCER FIELD RD, PACE, FL 32571-1203
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
May 07, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2020 · Amount on Record
Deed SaleMay 07, 2020 · Amount on Record
Prior SaleApr 26, 2016 · Amount on Record
Deed Doc Number202021610
Deed Book / Page3948 / 224
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4820 E SPENCER FIELD RD, PACE, FL 32571-1203
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4820 E SPENCER FIELD RD, PACE, FL 32571-1203

Mortgage

Document Number0044631722
DateJan 04, 2024
Book Page4463/1722
Instrument202400475
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueDec 01, 2043

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 07, 2020
Property Address4820 E SPENCER FIELD RD, PACE, FL 32571-1203
Document Number0039480224
Book / Page003948 / 000224
Instrument DateApr 30, 2020
Instrument21610
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyGUARANTEE TITLE/NW FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4820 E SPENCER FIELD RD PACE FL 325711203, PACE, FL 32571-1203

Mortgage

Document Number39480227
DateMay 07, 2020
Book Page003948/000227
Instrument21611
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$2,164.00 (+4.09%) Homeowner's exemption Disabled Person's exemption$209,542 (+3%)$246,930 (+0.69%) Land $36,000 Building $210,930
2023$2,079.00 (+2.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$203,439 (+3%)$245,232 (+10.75%) Land $36,000 Building $209,232
2022$2,021.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$197,514$221,426 Land $14,400 Building $207,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 820 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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