Whatcom County property record for 4820 E Oregon St, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,450 sqft · built 2000 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $253,500 (May 2000) |
| Tax Bill | $7,325 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110786 |
| Primary APN | 110786 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| 2nd Floor Area | 1,271 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 171 sqft |
| Deck Area | 524 sqft |
| Patio Area | 560 sqft |
| Balcony | Balcony |
| Balcony Area | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 110786 |
|---|---|
| Street Address | 4820 E OREGON ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.2 |
| Legal Description | SILVER BEACH ON LAKE WHATCOM LOT 1 BLK 36 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 22 |
| Legal Subdivision | SILVER BEACH ON LAKE WHATCOM |
| Legal Block | 36 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 804 |
The current owner of 4820 E Oregon St bought it in May 2000.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4820 E OREGON ST, BELLINGHAM, WA 98226-1702 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2000 · Amount on File |
| Deed Sale | May 30, 2000 · Amount on File |
| Prior Sale | Sep 14, 1999 |
| Deed Document Number | 2000503709 |
| Deed Book / Page | 38032 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4820 E Oregon St was $7,325, up 1.5% from the year before.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,325.00 (+1.54%) | $895,649 (+1.54%) Land $280,120 Building $615,529 | $895,649 (+1.54%) Land $280,120 Building $615,529 |
| 2024 | $7,214.00 | $882,092 Land $275,880 Building $606,212 | $882,092 Land $275,880 Building $606,212 |
| 2022 | $773,765 Land $242,000 Building $531,765 | $773,765 Land $242,000 Building $531,765 | |
| 2021 | $6,023.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4820 E Oregon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4820 E Oregon St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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