Madison County property record for 4820 Culp Ln, Bethalto, IL 62010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,117 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| APN | 15-1-09-06-05-101-002 |
| Primary APN | 15-1-09-06-05-101-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Attached |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4820 CULP LN |
|---|---|
| City | BETHALTO |
| State | IL |
| Zip | 62010-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW |
| Jurisdiction | MADISON IL |
| Township / Civil Division | FORT RUSSELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 401721 |
4820 Culp Ln is owned and occupied by two individuals.
Source: Madison County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4820 CULP LN, BETHALTO, IL 62010-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 4820 CULP LN, BETHALTO, IL 62010-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERENITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000036288 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020R36288 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4820 Culp Ln was $4,117 with a homeowner's exemption, up 5.9% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bethalto Village |
| County | Madison County |
| County Subdivision | Fort Russell Township |
| Unified School District | Bethalto Consolidated Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,117.00 (+5.89%) | $63,260 Land $15,260 Building $48,000 | $189,780 Land $45,780 Building $144,000 |
| 2024 | $3,888.00 | ||
| 2022 | $3,341.00 | $50,730 Land $12,240 Building $38,490 | $152,343 Land $36,757 Building $115,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4820 Culp Ln; there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1979–2016) |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4820 Culp Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHALTO serves 15,210 people · EPA ID IL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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