4820 Cottsberry Ct, Santa Rosa, CA 95405 Property Records

Sonoma County property record for 4820 Cottsberry Ct, Santa Rosa, CA 95405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,142 sqft · built 1985
Lot Size	0.176 acres (7,654 sqft)
Owner	Individual Name on File
Last Sale	$690,000 (Jun 2008)
Tax Bill	$10,106 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-750-013-000`

Property Details

APN / Parcel Number

Primary APN	`049-750-013-000`
Alternative APN	`049-750-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
1st Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	7,654 sqft (0.176 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	049-750-013
Street Address	4820 COTTSBERRY CT
City	SANTA ROSA
State	CA
Zip	95405-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	LOT 72, SUMMERFIELD HEIGHTS SUBDV NO. 4
Legal Subdivision	SUMMERFIELD HEIGHTS SUB
Legal Block	1
Legal Lot Number	72
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1000
Census Tract	151503

Owner

4820 Cottsberry Ct is owned and occupied by an individual who acquired it in May 2020.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4820 COTTSBERRY CT, SANTA ROSA, CA 95405-7966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
May 11, 2020	Quit Claim Deed, Transfer NEAT CAP INC
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2008 · Amount on File
Deed Sale	Jun 17, 2008 · Amount on File
Prior Sale	Apr 8, 2004 · Amount on File
Deed Document Number	200855720
Last Transfer Date	May 4, 2020
Transfer Doc	0000035353
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4820 COTTSBERRY CT, SANTA ROSA, CA 95405-7966
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 COTTSBERRY CT, SANTA ROSA, CA 95405-7966

Mortgage

Document Number	0000116701
Date	Oct 25, 2021
Instrument	2021116701

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 11, 2020
Property Address	4820 COTTSBERRY CT, SANTA ROSA, CA 95405-7966
Document Number	0000035353
Instrument Date	May 4, 2020
Instrument	35353
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4820 COTTSBERRY CT SANTA ROSA CA 954057966, SANTA ROSA, CA 95405-7966

Mortgage

Document Number	35354
Date	May 11, 2020
Instrument	35354

Lender

Name	NEAT CAP INC
Address	BOULDER, CO 80301

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4820 COTTSBERRY CT, SANTA ROSA, CA 95405-7966
Document Number	0000013269
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4820 COTTSBERRY CT SANTA ROSA CA 954057966, SANTA ROSA, CA 95405-7966

Mortgage

Document Number	0000013269
Date	Feb 27, 2018
Instrument	13269

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 26, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4820 Cottsberry Ct was $10,106 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Bennett Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$924,436 (+2%) Land $388,531 Building $535,905
2025	$10,106.00 Homeowner's exemption	$906,311 Land $380,913 Building $525,398
2023	$9,771.00 (+4.42%) Homeowner's exemption	$871,121 Land $366,123 Building $504,998
2022	$9,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4820 Cottsberry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 Cottsberry Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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