Will County property record for 4820 Clearwater Ln, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,439 sqft · built 1998 |
| Lot Size | 0.24 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680,000 (Jun 2025) |
| Tax Bill | $12,307 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-15-406-001 |
| Primary APN | 07-01-15-406-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,439 sqft Total Area |
| 1st Floor Area | 1,619 sqft |
| 2nd Floor Area | 820 sqft |
| Basement Area | 1,619 sqft |
| Unfinished Basement | 1,619 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,500 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4820 CLEARWATER LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 109 IN SADDLE CREEK UNIT 2, A SUB OF PRT OF THE W1/2 SE1/4 OF SEC 15, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 15 |
| Legal Subdivision | SADDLE CREEK |
| Legal Block | 2 |
| Legal Lot Number | 109 |
| Legal Unit | 2 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 880309 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14010 S AUTUMN WAY, PLAINFIELD, IL 60544-8868 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 6, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2010 · Amount on Record |
| Deed Document Number | 202528441 |
| Prior Transfer Date | Jul 3, 1997 |
| Prior Transfer Doc | 0000058470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4820 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4820 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Document Number | 0000036906 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | R2023036906 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4820 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4820 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Document Number | 0000001319 |
|---|---|
| Date | Jan 9, 2025 |
| Instrument | R2025001319 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4820 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025794 |
|---|---|
| Date | May 2, 2019 |
| Instrument | R2019025794 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 4820 CLEARWATER LN, NAPERVILLE, IL 60564-4339 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010636 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | R2020010636 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,307.00 (+22.56%) | $205,400 (+9.95%) Land $48,583 Building $156,817 | $616,200 (+9.95%) Land $145,749 Building $470,451 |
| 2024 | $186,812 (+29.18%) Land $44,186 Building $142,626 | $560,436 (+29.18%) Land $132,558 Building $427,878 | |
| 2022 | $10,042.00 Homeowner's exemption | $144,613 Land $36,925 Building $107,688 | $433,839 Land $110,775 Building $323,064 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures