4820 Charlotte St, Conover, NC 28613 Property Records

Catawba County property record for 4820 Charlotte St, Conover, NC 28613 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,280 sqft Living Area
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$165,000 (2020)
Tax Bill	$858.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3734-17-01-9265`
Alternative APN	`0050656`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,280 sqft Living Area
1st Floor	2,320 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	14,375 sqft (0.33 acres)
Depth X Width	142 ft x 100 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	725 sqft Garage

Exterior Amenities

Shed	1 Shed
Patio Area	160 sqft Patio
Porch	1 Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	4820 CHARLOTTE ST
City	CONOVER
State	NC
Zip	28613-8540
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 61-64 PLAT 7-28
Legal Subdivision	O A MILLER
Legal Block	A
Legal Lot Number	61-64
Jurisdiction	CATAWBA NC
Minor Civil Division	CLINES
Census Blockgroup	2
Census Block	2001
Census Tract	10303

Owner

Source: Catawba County records · APN 3734-17-01-9265

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4820 CHARLOTTE ST, CONOVER, NC 28613-8540
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Doc Number	202019578
Deed Book / Page	3601 / 1683
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 24, 2020
Property Address	4820 CHARLOTTE ST, CONOVER, NC 28613-8540
Document Number	0036011683
Book / Page	3601 / 1683
Map Reference	MB 7 PG 28
Instrument Date	Sep 08, 2020
Instrument	19578
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38353 ESPLENDIDA WAY, 38353, TEMECULA, CA 92592-8807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 CHARLOTTE ST, CONOVER, NC 28613-8540

Mortgage

Document Number	19579
Date	Sep 24, 2020
Instrument	19579

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,400 (+63.93%) Land $8,300 Building $207,100
2025	$858.00 (-20.7%)
2023	$1,082.00	$131,400 Land $8,300 Building $123,100	$215,400 Land $8,300 Building $207,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.