4820 BATTAGLIA BLVD ST CLOUD FL 347697085, ST CLOUD, FL 34769-7085
October 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OSCEOLA FL
Recording Date
Oct 1, 2020
Property Address
4820 BATTAGLIA BLVD, SAINT CLOUD, FL 34769-7085
Document Number
0058041876
Book / Page
5804 / 1876
Map Reference
MB 18 PG 116&117
Instrument Date
Sep 22, 2020
Instrument
2020132091
Transaction Type
Transfer
Record Updated
Feb 8, 2022
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,666.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1060 SALSONA AVE, 1060, KISSIMMEE, FL 34744-6034
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4820 BATTAGLIA BLVD, SAINT CLOUD, FL 34769-7085
Mortgage
Document Number
0058041880
Date
Oct 1, 2020
Book Page
5804/1880
Instrument
2020132093
Lender
Name
AMERICAN FINANCIAL NETWORK INC
Type
Funding / Finance Company
Address
BREA, CA 92821
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2050
June 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OSCEOLA FL
Property Address
4820 BATTAGLIA BLVD, SAINT CLOUD, FL 34769-7085
Document Number
0056302474
Instrument Date
Jun 24, 2019
Transaction Type
Mortgage
Record Updated
Dec 18, 2019
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
4820 BATTAGLIA BLVD ST CLOUD FL 347697085, ST CLOUD, FL 34769-7085
Mortgage
Document Number
0056302474
Date
Nov 26, 2019
Book Page
005630/002474
Instrument
154345
Lender
Name
CALIBER HM LOANS
Type
Funding / Finance Company
Address
COPPELL, TX 75019
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Nov 25, 2049
October 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OSCEOLA FL
Recording Date
Oct 3, 2018
Property Address
4820 BATTAGLIA BLVD, SAINT CLOUD, FL 34769-7085
Document Number
0054112526
Book / Page
5411 / 2526
Map Reference
MB18 PG116&117
Instrument Date
Sep 28, 2018
Instrument
2018148707
Transaction Type
Transfer
Record Updated
Feb 8, 2022
Title Company
OSCEOLA TITLE INS AGENCY INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,505.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4820 BATTAGLIA BLVD, SAINT CLOUD, FL 34769-7085
Mortgage
Document Number
2018148708
Date
Oct 3, 2018
Instrument
2018148708
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 4820 Battaglia Blvd was $3,533 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Osceola County
Municipality
St. Cloud City
Unified School District
Osceola County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$3,533.00Homeowner's exemption
$240,286
$292,600Land $40,000Building $252,600
2023
$3,324.00 (+3.65%)Homeowner's exemption
$226,714 (+3%)
$317,300 (+15.76%)Land $14,900Building $302,400
2022
$3,207.00Homeowner's exemption
$220,111
$274,100Land $14,900Building $259,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4820 Battaglia Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 15 policies
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
15 in force
Nearby Flood Claims
1 (2017)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Sep 2017 · Hurricane Irma
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4820 Battaglia Blvd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood
0.09% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025